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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm an Exchange Vistor. My kid holds J2 visa, he is six years old, I want buy a medical insurance for him from 9/11/2018-9/29/2018. How do I chose?

A:
You can choose ExchangeGuard.
{{currentOrigin}}/answers/exchange-visitors-insurance/exchange-guard-for-j2-visa-holders-88751/

Q: I am a graduate student from Rutgers University-New Brunswick. I want to waive the school's health insurance plan. So I have attached my university's waiver requirements. Would you please take a look at it? By the way, I have contacted the customer service and they told me that I can cancelled the plan if it does not meet Rutgers' waiver requirements.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available to meet your University's requirements, as you require a plan which is Affordable Care Act. We would recommend purchasing from your University directly. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-rutgers-45994/

Q:The address I have provided is valid. Because I have lived on campus, this is my mailing address. Moreover, I am a graduate student from Rutgers University-New Brunswick. I want to waive the school's health insurance plan. So I have attached my university's waiver requirements. Would you please take a look at it? By the way, I have contacted the customer service and they told me that I can cancelled the plan if it does not meet Rutgers' waiver requirements.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available to meet your University's requirements, as you require a plan which is Affordable Care Act. We would recommend purchasing from your University directly. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/f1-visa-insurance/waiver-for-student-insurance-rutgers-university-55836/

Q:I am attaching the plan my school is looking for. It s on the 3rd page of he brochure. Please let me know which student insurance match with me.

A:
Thank you for contacting Insubuy. Based on the information provided we would recommend purchasing from your University directly. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-insurance/questions-about-international-student-insurance-82210/

Q:I am attaching the plan my school is looking for. It s on the 3rd pag of he brochure. Please let me know which student insurance match with me. Thank you/

A:
Thank you for contacting Insubuy. Based on the information provided we would recommend purchasing from your University directly. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-questions-73012/

Q:My parents (Age 72 and 65) will be visiting US this month. They will residing with me in Maryland. Please let me know the best available package that includes pre-existing conditions.

A:
Short term health insurance plans are primarily designed to cover new illnesses, injuries or accidents which occur after the effective dates of the policy. They will not cover pre-existing conditions, routine doctors visits, or preventative treatments such as immunizations. There are plans available which will provide coverage for an acute onset of pre-existing conditions. This is defined as a sudden and unexpected recurrence of a pre-existing condition that occurs all of a sudden without any prior symptoms or warning and the treatment must be obtained within 24 hours. We have included a link to a helpful FAQ regarding this coverage for your review. Acute Onset of Pre-existing Condition FAQ Based on the ages of your parents we would recommend the Atlas America plan. You may use the link below to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance/parents-with-pre-existing-conditions-visiting-us-51040/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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