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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am interested in your F2 insurance "Exchange Guard Essential" program with: Deductible: 500 Policy Max: 100,000 CO-pay: 100/0 68.73 per month.

A:
The plan can be effective as early as the next day and will cover any new illness or injury that occurs after the effective date. Plans will not cover anything already going on. You can choose to receive an ID card in the mail. You will receive one in your confirmation email after purchase. Hospitals should bill directly. The only amount you will save is the $5 renewal fee each time you renew.
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Q:I am a Brazilian citizen and graduate student in the United States. I need to find additional health insurance, covering the benefits of repatriation of remains, and your services seem to be a perfect option for me. However, I could not simulate a quote for a period longer than one year of duration. In fact, I need to present a valid contract showing that I've purchased health insurance covering the 4-year term of my studies abroad. Could you offer me this option?

A:
The quote can only be ran for the first year and the original purchase can be for the first year. After the purchase it can be extended for the additional time.
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Q:I am looking for an insurance plan for my spouse. She has F2 visa and we may want to have a child next year or later. So I am looking for a suitable insurance plan for her which also cover fertility cost. Could you help me find a suitable insurance plan? My insurance is student's insurance from aetna. Thanks a lot

A:
Then if you are wanting coverage for maternity or delivery in the future you would need to add your spouse to your Aetna plan if you can. There are plans she is eligible for but they will not cover maternity for the F2 alone.
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Q: I am an international student studying at Northeastern University. I was wondering if there are any affordable health plans for me that are suitable enough to waive my school insurance. I am 23 years old, an undergrad student.

A:
They are looking for an ACA compliant plan and we don't have any.
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Q:I am interested in getting one of the following plan for my daughter who is now in 2nd year of University of Chicago. Would you please advise which of the follow 6 plans can meet the university's requirement? I have attached the coverage checklist for your information. - StudentServiceElite - StudentServiceSelect - Student Health Advantage - Study USA Standard - Study USA Preferred 300 - Study USA Preferred 500 I look forward to your earliest reply. Thank you very much.

A:
Thank you for providing a list of your school requirements. Unfortunately, there are no plans available which will meet your requirements as you require a plan which is Affordable Care Act compliant. We would recommend that she purchase from her university directly. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-university-of-chicago-89155/

Q:We are looking to bring my grandfather into the states for treatment from Poland. He has cancer. I was wondering if there were any plans that would work for his time being here and he can purchase that would cover the costs or help with the costs for his treatment.

A:
There is no plan on the market that you can purchase for a visitor that will cover his existing condition. You would have to pay all of the charges out of pocket. Plans will cover any new illness or injury that occurs after the effective date. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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