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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Male 58, from India,Visiting US then Mexico returning to US then return to India.

A:
You are welcome to run a quote in the Visitors to U.S.A. section of the website. When running a quote, under "coverage area" please select "USA and during travel" or "international including USA" and any of these plans will cover you anywhere outside your home country. If you have any additional questions please let us know.
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Q:If a client is allergic to bees and get's stung while in the USA, will you cover the medication?

A:
These plans will only cover for unexpected issues that arise during your travel, and because they have a know condition (bee allergy) with an expected issue (reaction to bee sting), there would not be a plan that would provide coverage for that. It is advised to bring any medication that would be needed for a known issue. If you have any additional questions please call our office at 1(866) 467-8289.
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Q:I am currently on F1 Visa STEM OPT and looking for a best insurance plans which can make me feel secured and confident.

A:
Individuals here with an F1 visa on OPT are welcome to run a quote in the OPT section of the website to see what plans are available to them. Generally speaking, plans are going to cover for new injuries and illnesses that did not exist in the body before the effective date. Plans do not cover for preventative care or routine maintenance of any kind. If you need help selecting a plan please call our office at 1(866) 467-8289.
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Q:Hi, I am J1 research scholar at the University of Idaho. I already have a university of Idaho insurance. I need supplementary insurance to meet the two requirements.Medical benefits of at least 100,000 per accident or illness 2. A deductible not to exceed 500 per accident or illness. Please let me know if you can provide a quote for me and my wife (J1 and J2) age 35 and 28.

A:
Any of the plans in our J-1 visa seccion meet the requirements mentioned If you can enter your information in this link we can quote all our available plans. J-1 Requirement plans: /j1-visa-health-insurance/
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Q:Hi,I am a US citizen, who has lived and worked outside US, without health care coverage in the US. I am planning to visit US for six months with my spouse who is a permanent resident of the US. I am 62 years old and a diabetic. My wife is 57 and does not have any pre-existing condition. We wish to have insurance cover during our stay in the US. Seeking assistance in selecting the right health insurance coverage for us both during our stay in the US.

A:
Hello we do have visitor plans for US citizens.If you can enter your information in this link we can quote all our available plans. Visitors to USA: /visitors-insurance/
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Q:My father is an Indian citizen and he needs dialysis twice a week. I want to if there any plans for this scenario.

A:
Unfortunately none of the travel insurance plans provide coverage for routine maintenance such as Dialysis, Its generally considered an out of pocket expence for people traveling to the US .
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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