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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, my in laws are visiting to Ohio, USA for almost six months (Feb 13th - Aug 6th 2021) Husband 61 years and Spouse 56 years old.

A:
Thank you for contacting Insubuy for your insurance needs. There are numerous products available for them if they are traveling on a visitor visa. We would recommend purchasing from the COVID-19 Travel Medical section of the website. Keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance you may call our office at +1 (866) 467-8289.
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Q:I am working in USA and my spouse is visiting USA. Stays here from 25 Jan 21 to 20th June 21.

A:
Thank you for contacting Insubuy for your insurance needs. There are numerous plans that would be available to your spouse depending on their visa type. Should they be traveling on a visitor visa, you may view and purchase the plans from Visitors Medical Insurance Section. Keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date. The plans will exclude the coverage for pre-existing condtiions, preventative and routine care. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Good day.There is a green card. I live in Russia (over 6 months). I am planning short trips to the USA. Which country of residence should I specify when issuing Patriot America Plus?In the graph Country of Citizenship?In the graph Country of Residence?If there are any important points that I will have to indicate during registration?Thank you.

A:
Thank you for contacting Insubuy for your insurance needs. The Patriot America Plus is available for green card holders who have a primary residence outside of the United States and coming to the US to visit. If you fall under this category you would indicate on the application your primary residence address outside the United States and for citizenship you would enter your citizenship country. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:We have 8 adults traveling as a group to Costa Rica January 28 through February 4. We already have the required 50,000 in medical insurance. May we purchase the 2000 lodging insurance from you for the 8 of us?

A:
Thank you for contacting Insubuy. Unfortunately, there isn't a standalone policy that will only cover the lodging expenses. You may purchase the Safe Travels Voyager plan. This plan does satisfy the requirements for Costa Rica. You may purchase this plan online or over the phone by contacting our office at +1 (866) INSUBUY. If you have any additional questions, please let us know.
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Q:I (an US citizen) am thinking of sponsoring my elderly parents (both Indian citizens) for permanent residency in the US. Their ages are 83 and 72 years. What are my possibilities for their medical insurance? I'm guessing they will not get free/subsidised Medicare coverage but are there good comprehensive plans available for consideration?

A:
Thank you for contacting Insubuy for your insurance needs. There are a few plans that would be available to them that can be found in the New Immigrant Insurance section. Keep in mind the plans will exclude coverage for pre-existing conditions, preventative and routine. Should you have additional questions or need further assistance regarding this we would recommend calling our office at +1 (866) 467-8289. It is also important to note that they would only be eligible for these plans as long as they cannot purchase a domestic plan.
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Q:My father (an Indian citizen) has had a triple bypass in the past. If he wants to visit the US where I live (and am an U.S. citizen), what would be some good visitor/travel insurances that you would recommend for him? (He has a tourist/visitor B-2 visa.) The insurance is to cover accidents (e.g., breaking a leg, etc.) and also complications (if any) that might occur related to his past cardiac/kidney issues.

A:
Thank you for contacting Insubuy for your insurance needs. There are numerous products that could be available to him, but keep in mind that all plans for visitors on the market will exclude coverage for pre-existing conditions, preventative and routine care. However there are numerous plans with a benefit called the acute onset of pre-existing conditions that could be beneficial to you. You may view and quote plans here. Should you have questions or need further assistance please call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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