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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:A group of us are travelling to USA from New Zealand to travel Route 66 on motorcycles. We have travel insurance and Motorcycle insurance arranged but neither cover liability if in control of a vehicle. The motorcycle insurance policy offers all but liability but you can take out an extra "Supplemental Liability" policy with them to cover at $15 per day. Do you offer any policies that will cover the same? If not, any recommendations/suggestions? We do not require travel/medical, just a policy for 3rd party liability, but if a package must be taken to include the required, then a possible cost
Q:I'm an international student from Jamaica and I'm about to start my fall semester at Florida International University. The school has a set of minimum requirements that I'd like to ensure you guys meet before purchasing a plan with you.
Q:I am a student in University of Oregon for my master degree. My LLM program is only 10 months from 07/08/2017 to 01/07/2018. Visa :F1 I want to buy the insurance independently outside school in web INSUBUY, but student health center need the insurance meets some waiver requirements below. Are there any insurance paln I can choose? To be approved for an insurance waiver, the insurance must meet all of the following criteria: 1.Extend through the entire academic term in which the student is enrolled. 2.No maximum benefit for coverage. 3.Deductible of $500 or less per accident/illness per year. 4.Medical evacuation coverage of at least $50,000. 5.Repatriation coverage of at least $25,000. 6.No exclusions, including; pre-existing conditions, accidents, hospitalizations, ER visits, pharmacy benefits, pregnancy care, etc. 7.Co-insurance of 20% or less. 8.The plan must be a federally certified US policy or be a University of Oregon approved plan, backed by the full faith and credit of the sponsoring country. Foreign travel medical insurance plans will not be accepted. I am looking for your response. Thank you for your help
Q:Could you let me know which address an Italian OPT student should put on his insurance application. He is already in the US
Q:I am an F-1 PhD student from China and studying at the University of South Carolina. I wonder if you have any insurance plan that covers from right now till late September or early Oct. The university also requires to meet the following requirements in order to waive out the one recommended by the school. Coverage must allow the insured student to receive services in South Carolina and have coverage for the following services: Out-of-pocket limit per policy year not to exceed $6,350/individual and $12,700/family. Ambulatory patient services Emergency services Hospitalization Maternity and newborn care Mental health and substance use disorders (including behavioral health treatment) Prescription drugs Rehabilitative and habilitative services and devices Laboratory services Preventive and wellness services (to include dental and vision) Chronic disease management Unlimited maximum benefit per policy year per covered person No pre-existing condition limitation Note ,the covered benefits listed above are required for all plans according to the Affordable Care Act. Medicare, Medicaid and Tricare plans are accepted as proof of adequate health insurance coverage.
Q:I am an international graduate student living in the Boston Area and I am considering buying insurance to my wife for the next academic year. We arrive in the US on August 27th and would probably stay until June 30th, 2018. I read somewhere that not all visitor insurance plan cover F-2 visa holders by themselves. Your website tells me that ExchangeGuard would cover her without me on the plan. I wanted to ask you to confirm if this is possible as well as provide any additional information you think it would be helpful for us, given our situation. Thank you
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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