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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Good day. I am a 40 y/o male planning to visit Japan for 90 days. Can a non-US citizen/PR such as myself (specfically, a Malaysian) purchase any of the travel medical insurance plans offered by INSUBUY? Kindly advise which insurance plan offers acute onsets of pre-existing conditions as well as notable trip cancellation coverage, if any.

A:
You would be able to find available plans through this link for our trip cancellation plans that include travel medical benefits as well: /travel-insurance/ Trip Insurance plans are availble to U.S. residents and cover for specific named reasons for trip cancellation. Each plan will have different coverages and benefit levels. These plans will not include acute onset benefits for pre-existing conditions, however some of them can include pre-existing condition waivers if the plan is purchased before the final trip payment is made. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/japan-citizen-travel-medical-insurance-acute-pre-existing-conditions-trip-cancellation-coverage-51567/

Q:Hello,I'm looking for a health insurance for an international athletic student in Illininois.

A:
If you are referring to an International student on an F1 visa, our F1 plans can be found through this link: /international-student-insurance/ Some plans include athletic sports coverage and those that do will have their own specific levels of benefits. That information will be listed under the plans Benefits Link for you to review. If the school has specific requirements, you can email those to info@insubuy.com for us to review. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-medical-insurance/health-insurance-international-athletic-student-illinois-51071/

Q:Looking for a plan for an 88 year old - pretty healthy parent. For a 4 week stay. I found only Safe Travels Elite - Diamond Plus. Are there any other options?

A:
For someone who is 88 years old, we would recommend this comprehensive plan that can offer up to $50,000 of coverage: /safe-travels-usa-comprehensive-insurance/ The plan will cover for new illnesses and new injuries contracted after the effective date. The plan will not cover for preventative care, routine maintenance or pre-existing conditions. It will include some acute onset benefits. Please see our FAQ for that benefit for additional information: /visitor-insurance-acute-onset-of-pre-existing-conditions/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/88-safe-travels-elite-diamond-52633/

Q:I am traveling to Europe with my granddaughter and paying for her flight. How should I buy flight insurance to cover her flight as well as mine.

A:
You may purchase Trip Insurance for your travels abroad. When obtaining a quote please be sure to enter both of your ages, and the per person trip cost amount you'd like to insure. Trip Insurance can be purchased to insure your pre-paid, non-refundable travel expenses. If you need any additional help obtaining a quote, please contact our office at +1 (866) INSUBUY 467-8289.
{{currentOrigin}}/answers/holiday-insurance/can-i-buy-insurance-to-cover-my-grand-daughters-flight-tickets-45514/

Q:Can we purchase medical insurance for an individual coming from Haiti on a Medical Visa?

A:
The state you are coming to and the age of the proposed insured will determine what plans would be available to you. The plans for visitors will cover new illnesses and new injuries contracted after the effective date of a policy. They would not cover anything related to the condition for which the medical visa was issued as they do not cover pre-existing conditions, preventative care, or routine maintenance. We have a plan that could cover for the new illnesses and injuries: /atlasamerica-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/medical-insurance-haiti-visa-70418/

Q:are maternity concerns included in the insurance

A:
The plans available will not provide coverage for maternity or delivery related expenses for visitor. These would be expenses that would be paid for out of pocket. There are some plans that will provide coverage for pregnancy complications for the first 26 weeks however that is the most coverage available.
{{currentOrigin}}/answers/visitors-insurance-usa/are-maternity-concerns-included-in-the-insurance-88648/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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