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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:USA visitor Insurance pre-existing conditions I am sixty four years old, a retired Saudi Arabian academic. I am here on a visitor visa b-2. By end of may my papers will be all set up and submitted to the Immigration through a lawyer for the Green Card. I am a cancer survivor, where a kidney was removed and the bladder was cleaned from a low grade cancer. I was treated at John Hopkins Hospital. I have a tiny tumor developed near the area of the lost kidney. With all of these honestly placed circumstances, can I still get insured by your good company? I am considering the half a million plan with one hundred Dollars deductible. And I prefer to still go to John Hopkins mostly. Please let me hear from you soon Thanks a lot.

A:
Thank you for contacting Insubuy for your insurance needs. However, there are no plans on the market that will cover any pre-existing conditions. These plans are only designed to cover the new accidents and new illness that occur after the effective date of the policy. You are still eligible to purchase insurance that would cover related to the new accidents and new illness that happen after the effective date. Please use the link listed below for more information about the available plan. Insurance for Visitors to the United States: www.insubuy.com
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Q:Visitor Insurance for USA visit I am contacting you again regarding my parents (age 74 and 65 green card holder). Is there any change (in last some years) in availability of Visitor Insurance with Pre-existing coverage? Can you recommend me? (In the past you have provided recommendations, just checking for upcoming trip as I wanted to evaluate with pre-existing).

A:
Thank you for contacting Insubuy for your insurance needs. We do have plans that will cover for the Acute Onset of a pre-existing condition for your parent that is under 70. Unfortunately, for one of your parent that is over 70 the options are more limited. Since they now have their green card if you purchase within 30 days of their arrival you can purchase the Patriot America Plus for under 70 and Patriot Platinum for over 70. Brochure and instant purchase link for the Patriot America Plus: /patriot-america-plus-insurance/ For a limited benefit for over 70 for the Sudden and unexpected recurrence of pre-existing you can look at Patriot Platinum: /patriot-america-platinum-insurance/ More information on the Acute Onset benefit: /visitor-insurance-acute-onset-of-pre-existing-conditions/ Sudden and Unexpected FAQ: /sudden-and-unexpected-recurrence-of-pre-existing-conditions/ You can also find more plans at, /new-immigrant-insurance/ If you need additional assistance please feel free to contact our office.
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Q:Travel Insurance for USA Here is the exact info send me your quote, Here is the information: Date of birth: 1925-05-19 (age:91) Arrival: 1 July 2016 Returning on: 15 August 2016 Places visiting: Toronto, Calgary, New York, Detroit Medical condition: v healthy. No ailment, not taking any medicine at all

A:
Can you please specify his travel dates like how long he will be Canada and how long he will be in USA? You have to purchase two separate plans for USA and Canada because of age limits. Canada from 1 July to 31 July USA from 1 August to 15 August 2016 We have sent two separate quote for US trip and Canada trip. For US trip. You can purchase Inbound USA. Inbound USA brochure, instant purchase link, /safe-travels-elite-insurance/ Canada Trip- Safe Travel International Cost saver- Brochure, instant purchase link, /safe-travels-international-cost-saver-insurance/ Please let us know if you have any further questions,
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Q:US Medical Insurance for Visitor I want to travel with my father to US. Plan is he will stay with me for 6 months and then come back. Need your help for getting a medical insurance for him during his stay in US Some points to consider: Coverage of pre existing condition. He has a heart condition Also Cancer coverage. Please let us know the quotes for the same.

A:
Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like get his age. None of the insurance plan will pay for the pre-existing conditions. However some plan has coverage for acute onset of pre-ex. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you provide insured age, travel dates and which state do you need coverage will be glad to send quote in a separate e-mail also. Please feel free to contact us if you have any further questions. Have a great weekend!
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Q:Visitors to USA age 70 plus My parents travelling from India to US for a vacation. They will be covering multiple states. Need to buy an insurance for them. Both are aged 70 years.

A:
Thank you for your interest in purchasing insurance through us. Most of the plans provide coverage any where in the world except their home country. As a broker, we provide insurance from many companies. Essentially all the plan fall into two categories. Fixed plan and comprehensive plan. Fixed plan cost less and provide limited coverage. While comprehensive plans cost more and provide better Coverage. None of the insurance will pay for any routine dr. visit for the existing conditions. Updated 08/15: However, Some plan provides coverage for the acute onset of pre-existing conditions up to $25000 coverage for age 70-89 yrs. More information on acute onset of pre-ex at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ You can also visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can compare them side by side. If you provide their age, travel dates and which state do you need coverage will be glad to send quote in a separate e-mail also. Please feel free to contact us if you have any further questions.
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Q:Health Insurance for Canada Hi, My 19-month old daughter and I will be traveling to Canada from May 12th-26th. We are both Costa Rican residence. I would like to buy medical insurance for both of us while in Canada. Can you recommend the insurance plan that is best for us please. Your website is confusing to me with too many options

A:
Thank you for your interest in purchasing insurance through us. You can purchase Liaison Continent plan. Liaison Continent brochure, instant purchase and other useful information, /safe-travels-usa-comprehensive-insurance/ Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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