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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I need help with finding the cheapest coverage that satisfies my university's requirements. From my research on your website, I found the Study USA Preferred 300 to be suitable. However, I have some concern with its preventative care exclusions. Please could you look into that and also suggest alternative coverages that will meet my university's

A:
Thank you for contacting Insubuy. Unfortunately, we do not offer a plan which will meet your University's requirements as they require to you purchase a plan which is Affordable Care Act compliant. We would recommend purchasing from your school directly. If you have any additional questions, please let us know
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Q:Are F-1 visa students on OPT eligible for the Student Secure Smart plan?

A:
Thank you for contacting Insubuy. Yes, as long as you are on OPT you are eligible to purchase the Student Secure Smart plan. You may purchase this plan online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
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Q:I am going to study in Joint Forces Staff College from 18th of March to 12th of June 2019. Accoring to The U.S Security Assistance Management Manual (SAMM) Chapter 10, I have to get a insurance while studying in the U.S. in cluding below Medical benefits of at least $ 400,000 per year Deductible not to exceed $ 1,000 annually per family Repatriation of remains in the amount of $ 50,000 ( per individual),, should a death occur in the U.S, to provide for the preparation and transportation of remains to home country. Medical evacuation in the amount of at least $250,000 (per individual) for immediate transportation to the nearest adequate medical facility, and subsequently in the event it is determined to be medically necessary for the International Military Student, international civilian students, and/or authorized dependents to return to their home country. I was trying to find insurance that fit in that condition, Can you help me ?

A:
Based on the information provided below, we would recommend the Atlas America plan. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
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Q:I have both US and Korea citizenships and live in Korea now. I am planning to trip to Hawaii and want to buy an insurance for that. Which category should I choose, "visitors to USA" or "travel outside USA

A:
We would recommend purchasing either the Patriot America Plus or the Patriot America plan. Please use the link provided below to view the available plan options and purchase. You may also purchase one of these plans over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/visitors-health-insurance/usa-citizen-expatriate-visiting-the-us-92107/

Q:please if your company have travel assurance that covers kilimanjaro summit and safari en tanznania?from the day 01/30/2019 to 02/17/2019,thanks

A:
Thank you for contacting Insubuy for your insurance needs. There is not a plan that we can offer to non U.S. residents. If you have any additional questions please contact our office
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Q:I arrived to the US on K1 visa and got married to an american citizen on September 28th 2018. I would like to purchase a health insurrance but I am still waiting for my green card/pernament residence. I live in IL and that will be my first insurance since the last one I had was back in Poland. What are my options?

A:
Thanks for your reply. Based on the information provided we would suggest the International Major Medical plan. You may also purchase over the phone by contacting our office at (866) INSUBUY. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/k1-visa-to-green-card-holder-15165/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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