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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:i am 75 years old and my husband is 78 years old soon. I applied for my green care over 10 years ago. If I get it in the next couple of years- what can I get for u.s. medical insurance with at least 1 million liability- thanks

A:
We would not be able to advise of what plans may be available to you a few years from now and the plans we do have now could also change benefits. If someone is a green card holder, and they are not eligible for domestic insurance in the state in which they reside, we do have New Immigrant plans which could be available to them. Here is the quote link for the plans we have available as of today: /new-immigrant-insurance/ However, eligibility would depend on if you are eligible for domestic insurance, your current status here in the U.S., when you arrived into the U.S., and in which state you are residing. If you have any additional questions, please let us know.
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Q:I purchased medical insurance, certification number 120066854, and I am wondering what the plan will cover. I had severe abdominal pain and visited the doctor. She could not determine the problem and prescribed blood tests and a colonoscopy. Does my insurance cover these tests?

A:
Hello, For any specific coverage questions, you would need to contact your plan's claims department directly for assistance. Your plan's claims department contact # is 1-800-605-2282. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/travel-health-insurance/medical-insurance-plan-cover-abdominal-pain-visited-doctor-prescribed-blood-tests-colonoscopy-tests-43761/

Q:Looking for travel medical insurance for my uncle- Visiting USA from India. He has recently diagnosed stage 4 Cancer of esophagus. No other medical conditions or pre-existing conditions.

A:
There are numerous plans that can be found in the Visitors to the USA section for a traveler in the US on a visitor visa. However, all the plans will specifically exclude coverage for cancer and the treatment thereof. Anything related to this condition would have to be paid for from your pocket. Should you have additional question or need further assistance regarding it you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-medical-insurance/visitor-insurance-plan-with-coverage-for-cancer-18947/

Q:Do you have other insurance companies other than Safe Travelers? They have declined my application because I am already in Nicaragua and thier requirement is the policy must be purchased before leaving the US.

A:
All the Trip cancellation insurance you have to purchase before your trip starts. You can't purchase in the middle of your trip.
{{currentOrigin}}/answers/international-travel-health-insurance/do-you-have-any-insurance-than-safe-travels-my-application-declined-because-im-already-in-nicaragua-39034/

Q:Hello, my Grandfather have purchase atlas international insurance from insubuy to travel to UAE for vacation. He is 71.he has no history of heart deasease or anything of this sort. During his stay here, his kids decided to present him with a health check up at their own expense in the American Hospital dubai. During his ecg test, it was concluded that he in fact has a heart problem, and that he needs and Angiogram and possibly stenting or trombs in the arteries. We did not know about this condition, and he felt good before now we are afraid for him to travel back etc. Is this something that would be covered by the insurance?

A:
Please contact claim dept. at +1(800)605-2282 to verify benefits and coverage.
{{currentOrigin}}/answers/vacation-insurance/grandfather-have-purchase-atlas-international-insurance-to-travel-to-uae-for-vacation-coverage-ques-52793/

Q:I want to buy group travel insurance for my family and friends. I am paying for the whole trip . We are all on the same cruise ship and going to the same destination and on the same dates.

A:
You can purchase Safe Travels Voyager Trip Insurance Certificate wording is different for each state. So you can do one application if they have same residence state. Otherwise you need to do separate application.
{{currentOrigin}}/answers/group-travel-medical-insurance/want-to-buy-group-travel-insurance-for-family-and-friends-i-am-paying-for-the-whole-trip-same-cruise-57986/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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