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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is the reliable Insurance company in USA lowest price for two adults and one kid of the family. We will need coverage for 5/10-5/15. We are traveling from Russia to New York.

A:
Thanks for your reply. Based on the information provided below, we would recommend purchasing the Patriot America Plus plan. We have sent you a quote based on the information provided. You may purchase this plan online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know. You will find the Patriot America Plus plan in the Visitors to the USA section of the website.
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Q:I am moving to America in 2 weeks on a k1 visa from the UK. I'm looking at getting some insurance before I move. I have been looking at your website. I was wondering am I eligible for either Patriot America, Patriot America plus or Patriot platinum America insurance plan? They seem to be the ones for K1 visa holders.

A:
The patriot Series plans are available to K visa holder until they are eligible for domestic insurance. Plans are designed to cover the new accidents and new illness that happen after the effective date of the policy. Please use the link below for more information about these plans. Fiance Visa Insurance Feel free to contact our office if you need any additional assistance./fiance-visa-medical-insurance/ Feel free to contact our office if you need any additional assistance.
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Q:Just before I was ready to submit all insured persons info and payment, I receive a notification on the screen that Atlas America does not "comply" with something that California requires, or something like that. What does that mean? Are we going to have trouble if the child or the mother get sick and we need to see a doctor, Atlas America coverage will not work for us here in California. I did not understand what that message meant; Atlas America is what I purchased before for my friend and her daughter 2 .5 years ago and everything was fine when the child had to see a doctor after getting sick with a cold or something. Please let me know if there is any potential for our insurance not to provide the coverage we need here in California.

A:
Thank you for contacting Insubuy for your insurance needs. The California notification is for residents of the state of California and does not apply to a visitor. Your visitors are eligible for this plan and will have coverage in California if purchased. Please read the California Disclaimer FAQ on our website for more information. If you need any additional clarification please feel free to contact our office.
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Q:Yesterday I have tried to pay insurance policy for my reletives with Diners Club International card (which is DISCOVERY family card) but there was statement that "vard number is invalid". My card is fully operational and I didn`t have any problems to pay online. My question is are You accept Diners Club International card? I am trying to purchase the Patriot America Plus plan.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the plan that you are attempting to purchase cannot be purchased with the Diners Club International Card. You can pay via America Express, Discover, JCB, MasterCard, Visa and Echeck. If needed you can also pay via wire transfer and we can provide instructions on how to do so if needed. Please let us know how we can be of assistance.
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Q:My parents are visiting us in the state of Washington and I would like to understand if I can go with the Atlas America Insurance. They are reaching on 3rd May and will stay in Washington state for little less than 6 months.

A:
As you long as you buy the insurance when they are physically not located in Washington state, you are fine. In other words, buy the insurance before they arrive in the US. You can purchase it online here.
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Q:i was just looking at the quotes for travelling to UAE for my family. i am a British citizen with India as my home country.. My date of travel is from 9th May to 16th May. What i am keen to know is the claims process. for e,g while walking i fell down in a park in Dubai and am hospitalized - how will the cashless hospitalization or say surgery if required work out. How quickly do you respond to the hospital in UAE and what is the sort of procedure. as you do realize each country has its own rules etc so i wanted to be sure before purchasing. thanks

A:
Insurance company is always willing to work with the insurance company directly. You can provide the insurance details to the hospital and it really depends upon them how they would like to deal with them. Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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