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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello. Just like to get a quote for an insurance which includes the following: medical benefits of at least $100,000... repatriation of remains $25,000.. expenses associated with the medical evacuation of the exchange visitor or her home country $50,000.. a deductible not to exceed $500 per accident or illness.. thank you

A:
The plans in the J1/J2 section of our website will meet all of the basic requirements.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/insurance-that-meets-requirements-for-j1-visa-holders-15387/

Q:I am transferring institute from Caltech to UCLA and I have to obtain my own health insurance. I looked at https://www.insubuy.com/exchangeguard/exchange-visitor-health-insurance/ and saw that this and other insurance plans available via Insubuy may meet the J1 requirements at UCLA. UCLA may have specific insurance requirements as stated here (https://clients.garnett-powers.com/vs/ucla/waiver/). Please check this link and requirement 7 in particular concerns me ('Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government'). Please check for me if ExchangeGuard Choice or other insurance plans on Insubuy meet all of UCLA's insurance requirements. I will be at UCLA from 31st March 2019 and I will buy insurance for ~2 months at a time. I arrived in USA ~3 years ago from my home country UK and I have been continuously covered by my intitutes' health coverage.

A:
Yes, the ExchangeGuard does meet all of the requirements listed on the waiver form you provided. They are rated A with AM Best.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/exchange-visitor-health-insurance-for-j1-visa-holder-meeting-requirements-86709/

Q:My wife and I, both senior citizens, are planning Kailash Mansarovar travel and additional travels to India, Bangkok, Thailand and Angkor Wat in Cambodia. Travel period May 8 - July 3. We would to ike understand what types of travel protection insurance is available including cancellation of the fully-paid travel arrangements.

A:
Plans that will cover the cost of the trip can be found by entering in the required information in our Trip Insurance section and clicking on Get Quotes. These plans will cover the non-refundable cost of the trip but would not cover you medically for the trek. If instead you are looking for plans that will cover you medically then we have a couple of plans that will cover that elevation here.
{{currentOrigin}}/answers/holiday-insurance/kailash-mansarovar-yatra-travel-insurance-86384/

Q:I have a question about the Travel LX trip insurance policy -- is the "Cancel For Any Reason" clause (Section II), subject to the exclusions in Section IV?

A:
Cancel for any reason is for any reason so the exclusions do not apply. You would just need to be eligible for that benefit and meet the requirements listed.
{{currentOrigin}}/answers/vacation-insurance/travel-lx-cancel-for-any-reason-exclusions-76963/

Q:I have a question about the Travel LX trip insurance policy -- is the "cancel for any benefit" clause (Section II), subject to the exclusions in Section IV?

A:
Cancel for any reason is for any reason so the exclusions do not apply. You would just need to be eligible for that benefit and meet the requirements listed.
{{currentOrigin}}/answers/trip-insurance/cancel-for-any-reason-exclusions-11472/

Q:My wife and I, both senior citizens, are planning Kailash Mansarovar travel and additional travels to India, Bangkok, Thailand and Angkor Wat in Cambodia. We would to ike understand what types of travel protection insurance is available including cancellation of the fully-paid travel arrangements.

A:
Plans that will cover the cost of the trip can be found here by entering in the required information and clicking on Get Quotes. These plans will cover the non-refundable cost of the trip but would not cover you medically for the trek. If instead you are looking for plans that will cover you medically then we have a couple of plan that will cover that elevation here
{{currentOrigin}}/answers/vacation-insurance/kailash-mansarovar-yatra-trip-insurance-87326/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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