There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:HiI am on H1b visa since 2020. I got married in India and my wife moved with me to US in 2021.I switched jobs and my new employer does not provide Medical, dental and vision for spouse.I want to know what are the best options for me to get her medical dental and vision insurance on insubuy platform. Note: she does not has a SSN.

A:
Thank you for contacting Insubuy for your insurance needs. We would need additional information in order to better assist you. Please contact our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-health-insurance/h1b-insurance-within-united-states-30366/

Q:For example I purchased insurance for 6 months but after 1 week of effective date I cancelled it, what is the pro rated premium, is it 1 week only or is it the entire first month ? Plus the cancellation fee of 25.

A:
Thank you for contacting Insubuy. Most Travel Medical Insurance plans provide a pro-rated refund of the unused premium minus a $25 cancellation fee as long as no claims have been filed since the policy effective date. If you purchase insurance for a 6 month period, and then cancel after one week. You would receive the refund for the remaining number of days, minus the $25 cancellation as long as you haven't filed any claims. If you have any additional questions regarding the cancellation rules, please let us know.
{{currentOrigin}}/answers/trip-insurance/what-are-the-refund-rules-for-travel-medical-insurance-93775/

Q:I am looking for travel insuance for my trip to the US from Thailand. It will be from May 1st to the 31st. I require medical and also trip cancellation if, because of death or injury, I need to fly to the US sooner, or stay longer in the US.

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase a visitors medical insurance plan such as the Patriot America Plus to cover your stay in the United States. Unfortunately, there no options that will provide coverage for trip cancellation for trips that originate outside of the US. The Patriot America Plus plan does include some travel benefits such as medical evacuation and repatriation, and loss of checked luggage. This plan is also extendable in the event you need to stay longer in the US. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-insurance/visitors-insurance-that-covers-trip-cancellation-33105/

Q:I would like to get an idea of the providers available in-network for United PPO in Atlas America. is there a way to get that information?

A:
Thank you for contacting Insubuy. The network directory link can be found beside every plan, for the atlas America PPO directory you can click on this link /travel-and-student-insurance-ppo-network/ . If you need further assistance feel free to contact us directly.
{{currentOrigin}}/answers/visitors-health-insurance/i-would-like-to-get-an-idea-of-the-providers-available-innetwork-for-united-ppo-in-atlas-america-40553/

Q:Does a TRAVEL LX policy (or any other Travel policies) expressly cover cancellation of a trip to Italy because I contract COVID within 72 hours of departure and am not allowed on a plane to Italy? If yes, please also cite wording in policy contract.Similarly, if I contract COVID while traveling, and cannot board a plane back to U.S., does the TRAVEL LX travel policy (or any other Travel policies) expressly cover accommodation and subsistence costs while awaiting Recovery prior to return to U.S.? If yes, please also cite wording in policy contract.Thank you,

A:
Thank you for contacting Insubuy. for the cancelation for reason of contracting Covid would fall under the Cancel for medical reason benefit on page 4 of the certificate wording. you will also find the quarantine otherwise known as trip delay on page 11. Not every plan covers both covid cancelation and trip delay which is why we can recommend the Travel X plan. If you have any questions or need further assistance feel free to contact us.
{{currentOrigin}}/answers/vacation-insurance/where-does-it-say-it-covers-covid-trip-cancellation-98853/

Q:I need travel medical insurance for myself and my wife for our visit to Venezuela. We both live together in Colombia and will NOT be visiting the USA at all during this upcoming trip. I need to buy policies for this trip.

A:
You can purchase any of the plans available at travel health insurance and purchase them. They are all for traveling outside the US
{{currentOrigin}}/answers/international-travel-insurance/travel-medical-insurance-for-venezuela-to-colombia-13332/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More