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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:USA visitor Insurance pre-existing conditions My parents are visiting US (NC) for period of 61 days. Both of them are of good health but do have age related problems like diabetes. Which insurance company / plan would you recommend which I can buy from India?
Q:I am a J2 Visa Immigrant. I need to buy my first health insurance. I don't have a job, so, me and my wife are living just with her salary. To make my insurance I have to follow these minimum requirements: - The alternate coverage is currently active and the student agrees to maintain the health insurance coverage throughout the current semester - The plan offers unlimited coverage with no maximum dollar limit - The plan must include a minimum of $25,000.00 for repatriation of remains and $50,000.00 for medical evacuation. - Plan deductible does not exceed $500 out of network per policy year - Plan provides coverage in the campus area for inpatient and outpatient medical care in the immediate campus area. - Plan provides mental health benefits which include chemical and substance abuse treatments. - Plan provides preventative care services which include, but are not limited to, annual physicals, GYN exams, routine screenings and immunizations. - Plan covers pre-existing conditions. - Plan covers prescription drugs with no maximum dollar limit and a nationwide network of pharmacies. Plan must not be a reimbursement plan. - The plan is provided by a company licensed to do business in the US with a US claims payment office and a US phone number. = Plan must pay medical providers directly for inpatient and outpatient care (must not be a reimbursement plan). - The underwriting company must have a rating of either "A" or above by A.M. Best, "A-1" or above by Insurance Solvency International Ltd., "A -" or above by Standard & Poor's Claims-paying Ability, "B +" or above by Weiss Research, Inc. My wife already have a health insurance, so I don't know if I can apply for tax credit just for me using her AGI. If it's possible, her AGI is about $ 26,000. Could you please send me some quotes (cheap is better) wich covers all requirements above?
Q:I am a teacher from Shanghai, China. I am a man and forty years old. I will visit Rensselaer Polytechnic Institute as a visiting scholar in early of September. I will stay here for one year. I have already got a J1 visa. So I want to purchase health insurance meeting minimum requirement by the U.S. department of state. Could you please recommend some plan of your company for me. Thank you.
Q:I am looking for travel insurance for two children (age 1 years and 6 years old) from October 2016-Jan 2017. They will be travelling from Australia on J2 visa. I have insurance for my self but looking for kids. Would you be able to provide me the cost estimate.
Q:Enquiry Travel Insurance I, 33 years old along with my wife (32) & son (6) are visiting the US for holiday starting from May 16th, 2016 to June 10th, 2016. We shall be visiting: Los Angeles, San Francisco, Las Vegas, Miami, Orlando, New Jersey & New York City. Which comprehensive plan with $0 deductible & $100k cover with possibly 100/0 co-pay will be best suited for our family? Some of the concerns are: 1. I was looking at Atlas America which was about $166, is this policy good enough in terms claims approved etc or would you recommend some other? 2. What should I put in the mailing address? My home country address or is it okay to put a relative in US’s address? 3. While filling out the form it warned about some “California Resident� thing, given we will be in California for about a week, is this insurance applicable there?
Q:Travel Insurance for Kailash Mansarovar I need a travel insurance for my parents for Country India. 1. Male - 62yrs 2. Female - 60 yrs. for Kailash Mansarovar Yatra from 18th-25th via helicopter. Please suggest some plans for the same.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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