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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:,I am 75 years old,female,New Zealand citizen.i live in Medellin Colombia.i would like medical travel insurance from 2 nd April - 11 April.to fly To Miami Florida on the 2nd April and return to Medellin Colombia on the 11 th April.i have no previous medical condition

A:
We have numerous plans available that you may view and quote in the Travel Medical Insurance section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Parents visiting usa from India, how old they can be to get the visitor insurance? is there an age limit?

A:
There are medical maximums for certain age groups. You may view and quote the applicable plans in the Visitors to the USA section of the website to view the applicable options. You may also call our office at +1 (866) 467-8289 should you have additional questions.
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Q:Hi,This insurance cover high altitude trekking (up to 6.000 meters)? I'm going to Everest Base Camp next month!ThanksLorenzo

A:
We would only have options available that could offer coverage up to 14,000 feet. Please call our office at +1 (866) 467-8289 to discuss with a representative over the phone.
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Q:Would Safe Travels Explorer or any of the other plans cover a positive test result that requires me to delay return to US, even if there is no quarantine requirement and I am not sick?

A:
There is not a product available that will include coverage for elective quarantine. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:I am simply looking for an inexpensive covid coverage for a 28 day trip to the philippines I am an 84 year old male in reasonably good health and see no reason to pay an arm and a leg for this coverage..If it were not compulsory I would not bother at all.thank you

A:
We understand. Unfortunately, the prices are a daily rate based on age and there is not a way to alter the premium. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Does the safe travels Explorer plan cover extra hotel nights incurred due to a delay in the trip back home that comes from having to quarantine after testing positive while abroad?

A:
The plan could offer the coverage in such cases, however it is determined at the time of the claim based on the information presented. Typically you will also want to submit a letter from a government official or physician stating that you are unfit for travel due to quarantine. You may also notify the claim department at the time of the claim to advise them you are wanting to utilize the benefit within the plan. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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