Ask Our Specialists

1. The best way would be to try to convince them that their names comes up in the provider directory because they are part of the PPO network. Therefore, they are obligated to take the insurance and bill directly. They can consider calling the phone number on the insurance card to confirm that they are indeed in network. Atlas America insurance has CMN, First Health and PHCS. Therefore, as long as they are part of any of that, you should be fine. 2. Both are excellent plans. Due to the features you described, Atlas America would be the most appropriate choice for you. I hope that answers your questions. If you have any other questions, please feel free to contact us at any time or post them here.

Thank you for your interest in purchasing Atlas America Insurance. 1. $100,000 is much better, as you may go over $50,000 very easily if anything serious happens. 2. That is a personal choice. Some people think that even if have to go to Dr once, having a lower deductible is better. Others think that most likely nothing will happen, and if some small thing happens, you can take care of it youself and you want the insurance to take care of the big things. And you want to save premium now. Therefore, choose a higher deductible. Having said that, $250 is the most common deductible. 3. Please buy the insurance for the duration you are sure she will stay and then renew it. There is a $5 renewal fee but you can renew for the exact number of days you want. 4. The year starts from the first day of the insurance. Atlas America is the most popular choice. And I myself have purchased Atlas four times for my personal (or family) use in last one year. I hope that answers your questions. If you have any other questions, please feel free to post them here or contact us at any time.

Thank you for your interest in purchasing visitors insurance for your parents. The choices available depend upon the age group and the policy maximum you choose. For 70+, for $100,000 in comprehensive coverage, Patriot Platinum America is the best choice. What you have understood is not completely true. The underwriter Sirius International is not involved at all in day to day handling of the claims. All of that is handled by the administrator IMG, that is located in Indianapolis, IN. We have been selling their insurance plans since 2002 and we currently sell thousands of policies for them every month and I don't see any problem as you describe. All legitimate claims are paid. IMG is regulated by department of insurance of Indiana, USA and also participates in Better Business Bureau. Of course, if at all fails, you can always file a lawsuit against them in the U.S. itself. None of those remedies are available to you if you buy the insurance from an Indian company. If you want to buy the insurance from a truly domestic company such as Blue Cross, Aetna etc., such companies do not provide insurance to visitors. You can read more about it at /visitors-medical-insurance/ Most people do not have any problems with the claims. However, if you have any difficulty, you can always contact us. We will be glad to help you as we work for you and not for any particular insurance company. I hope that answers your questions. If you have any other questions, please feel free to contact us at any time.

Thank you for your interest in purchasing Atlas America insurance. Yes, prescription drugs are covered just like any other eligible medical expense in Atlas America. You can purchase it online at Atlas America Insurance. If you have any other questions, please feel free to contact us at any time.

Yes, it is certainly possible. You can buy it online at International Student Medical Insurance. sorry for the many questions but i tried to purchase the (STUDY USA PLANE A) BUT when i'm filling the application it states that i should: 1 put an address.......is this must be in usa?? 2 i have to click on the choice that states i'm a registered student at usa : the problem is i'm still not registered at the mountsinai school of medicine and neither i'm physically present now in usa so how could i purchase the insurance in advance , what do you recommed to put in the fields?? thnx for your help If you are not taking full time classes in an university, even if you are on F1 visa, you can NOT buy student insurance. You will have to just buy the travel medical insurance. And you can buy that at / Those plans do not ask you to fill US address. Please let me know if you have any other questions. Thnx for your reply please bare with me this extra question , i'm a doctor and my study involves clinical training at mountsinai university hospital and its affiliated clinics it involve daily training during my six month period . so does this considered as full time classes or what?? , i'm little confused as they just asked for me to apply for health insurance and send it with my documents i would be grateful if you could guide me with my best regards zeyad No, that is not considered full time classes in an university

Thank you for your interest in purchasing visitors insurance for your mother. You can consider purchasing Atlas America Insurance. If you have any questions, please feel free to contact us at any time. Is arthritis considered a preexisting condition? Yes. But exactly what does that mean. my mother is 73. She is in good health. For arthritis she takes pain medicine and some osteobiflex etc. So the insurance is for any unseen health issue, emergency treatment, accident etc. so how is arthritis a preexisting for any emergency treatment? would appreciate your patience. thanks, Any medical conditions that exist before the effective date of the policy are considered pre-existing conditions. Therefore, any expenses related to arthiritis will NOT be covered. However, if she gets into any new medical conditions, injuries or accidents that occur after the effective date of the policy, that is what the insurance would be useful for.