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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to ask what does it mean per person. For example if we chose $100 co-payment Will everyone pay $100 for every visit or only once or not for everyone only $100 for Total?

A:
Per Person means that each individual on the insurance will need to pay that deductible. You are not selecting a co-pay amount.
{{currentOrigin}}/answers/visitors-insurance-usa/deductible-per-person-insurance-57034/

Q:I would like to ask what does it mean per person. For example if we chose $100 co-payment, will everyone pay $100 for every visit or only once or not for everyone only $100 for Total?

A:
Hello, Per Person means that each individual on the insurance will need to pay that deductible. You are not selecting a co-pay amount.
{{currentOrigin}}/answers/visitor-insurance/insurance-per-person-deductible-21841/

Q:I would like to enroll an insurance program but I couldn't find any information about co-payment for per person.( I have children) I think you need to update your YouTube video, it's not include per person co-payment definition..looking at Exchange essential choice

A:
The Co - Payment in this plan in only applicable for Urgent Cares and Walk in clinics. Otherwise the deductible will be due at the time of service.
{{currentOrigin}}/answers/international-student-health-insurance/insurance-co-payment-13094/

Q:I am going to States for resident (A new immigrant). I selected the International Medical then New immigrants GET QUOTES and I got a Patriot America Plus plan. But at the details that it notes The Patriot America Plus is a Travel Medical Insurance for NON-US Residents Traveling to the USA 5 days to 2 year. If I purchase this one is it legal? Will I get the settlements of insurance claim?

A:
Thank you for contacting Insubuy for your insurance needs. You are able to purchase this plan as a new immigrant. The plan will cover any new accident and new illnesses that happens after the effective date of the policy. The plan will cover any new accidents and new illnesses that happen after the effective date of the policy.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/travel-medical-insurance-residents-usa-47654/

Q:I am travelling to USA from India from 30th May 2020 to 12 th June2020 with my family myself wife and daughter. I have paid appx $4500 for the flight tickets on 12th Feb and need to take insurance under cancel for any reason (CFAR). Please let me know the quotes. I am an indian citizen. Thank you.

A:
There is not a plan that we can offer to you as a Non U.S resident for the CFAR benefit.
{{currentOrigin}}/answers/trip-insurance/insurance-cancel-for-any-reason-68525/

Q:I have purchased 2 Atlas International plans and would like to know when I can receive the original copy of the insurance to my mailing address.

A:
Your plastic ID card will arrive in the mail within 7-10 business date of your purchase.
{{currentOrigin}}/answers/visitors-insurance-usa/postal-mail-id-cards-insurance-55549/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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