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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, Would you please answer my two following questions: 1) I tried to get a quote but constantly the website didn't accept for an unknown reason. I am from Iran, my age is 49, student at the University of Memphis, TN, I have been in the US since July 2013 that means more than 5 years, these are required information. I asked quote from 08/14/18 to 12/31/18. 2) I couldn't find the medical network. I would like to know that if some specific clinics or doctors are in your network or not.

A:
Thank you so much for your response. We did check into this information and with recent changes to the eligibility for this plan you would be able to purchase the Patriot Exchange Program for coverage. If you need any additional assistance please feel free to contact our office.
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Q:I'm a F1 student of San Francisco Art Institute and I'd like to ask that if you have any insurance plan available for me. Our school requires student who waive the school's health insurance plan should enroll other insurance plan that is compliant with Affordable Care Act, having access to doctors near school and have insurance ID card available. I'd like to apply for a plan from August 27, 2018 to May 15, 2019. If you have any plan that meets my condition please kindly reply soon.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the plans will not meet the requirements. You would have to purchase from the university to be able to meet their requirements. If you have additional questions please feel free to contact our office.
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Q:We are going as J1/J2 scholars and we would like to purchase a dental plan for the family (47, 46, 16 and 13 years old) for 6 months.

A:
We do not offer dental insurance. We have a dental discount plan that you can purchase to get discounts at in-network providers. Careington dental/vision discount plan
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Q:I am starting university in the United states this fall and I want to purchase a health Insurance. I need to meet some health Insurance requirements so I would like you to help me which options do I have to do so. Here is the Requirements: Thank you in advance for your assistance, I will be waiting for your response,

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the plans will not meet the requirements as listed. You would have to purchase from the university to be able to meet their requirements. If you have additional questions please feel free to contact our office.
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Q:Hi, I would like to buy a travel insurance for my 5 year old kid who is going to America (Massachusetts) with us on a F2 visa. My wife and I are already covered under the school (Boston University). Can I check if it is possible just to buy insurance for the kid under ExchangeGuard? Looking forward to your kind advice.

A:
Thank you for contacting Insubuy for your insurance needs. The ExchangeGuard plan would be available for purchase to a F2 visa holder. Please be advised that the plan is designed to cover the new accidents and new illness that happen after the effective date of the policy. If you have any additional questions please feel free to contact our office.
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Q:I want to verify if this insurance will be waived in my university.It is mentioned that you will help in this process on your website . The insurance should be ACA Compliant and also should check with most of the points mentioned in the pdf attached. Could you provide me with different suggestions based on the insurance cost and level of coverage?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the plans will not meet the requirements as listed. You would have to purchase from the university to be able to meet their requirements. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-student-medical-insurance/aca-compliant-student-insurance-12631/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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