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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Rental car coverage info?

A:
Thank you for contacting Insubuy for your insurance needs. We would need to know the specific plan you are referring to in order to verify if there is a benefit applicable in the plan for such coverage. Rental car coverage is not a common benefit in the majority of the plans as these plans are designed to cover you medically on your trip. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Traveling to Costa Rica in July. Needing cost for 50,000 Covid and 2,000 for isolation.

A:
You can find plans that will meet travel requirements for travel to Costa Rica on our website. The plans in this section will provide coverage for any new accident and illnesses that occur after the effective date of the policy. The plans will also cover the cost for COVID-19 such as treatment and testing related expense out of medical necessity.
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Q:My mother who is 78 years old had a mild brain stroke two years ago. She currently have no complication from it. She regularly visits a neurologist and takes all the medications regularly. If she gets another stroke while in US, would it be considered "acute onset of pre-existing conditions"?

A:
An acute onset of pre-existing conditions is determined at the time of service based on the attending physician notes and lab results. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:I am traveling back to the US May 26th. Will enter US on May26th and will be closing on a home June 1. Will be starting to acquire long term Health insurance Immediately. Have been living in Canada since 2013 and will need to get back in Medicare program ASAP. Can you help?

A:
Thank you for contacting Insubuy for your insurance needs. If you are a returning citizen and planning on residing in the United States permanently, you will need to purchase a domestic insurance plan through your state or the open market place. With regard to temporary coverage until that coverage begins, you may look into purchasing a short term medical coverage plan depending on age. The National General STM plan will allow coverage temporarily. You will want to verify eligibility based on state and age to determine if this is a possibility. Click the link for more information and to quote the coverage. Should you need additional assistance or have further questions you may also call our office at +1 (866) 467-8289.
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Q:Can I buy a 2 month policy and go in and out of the same country (Costa rRica) various times? Or do I need a separate policy for each visit?

A:
You will need to purchase a new plan for each trip. You may view the available plans in the Costa Rica Travel Insurance section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Hi. I am going to Costa Rica May 28-June 6 and wondering if I could get a quote for the most basic insurance plan you have. My current insurance will pay for the 50,000 USD in the hospital. But they don't pay the 2,000 in the hotel. So I just need an insurance for that. How much would it be?? Thank you,Shahar

A:
Travel insurance for Costa Rica for US Residents is primary insurance and provides coverage for $250,000 medical coverage. If you don't want to insure your trip you can have trip cost $0 that will lower down your premium.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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