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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I'm Tommy, an American living and working abroad in Milan, Italy. I will be returning to the US (Wisconsin) for a summer holiday with my family from 8/10 to 8/20. Seeing as my healthcare insurance is provided by the Italian Government, I wanted to see if I could purchase a short-term policy with your company to ensure coverage. Would you be able to help me with that? Ill be returning to the US in December for the Christmas holiday, arriving 8/14 and leaving 1/2/18, if there are any efficiencies to be had.

A:
We would recommend purchasing the Diplomat America plan. This plan will cover you while visiting the U.S. for the duration listed below. Please use the link provided to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:Hi, I had previously found a travel insurance from you for US citizens residing abroad for when we travel back to the States. Which one do you recommend?

A:
You can purchase Diplomat America plan. Diplomat America plan you can have max. up to 364 days as long as USC person whose home country is Outside US and visiting US for a short term. You can also get quote online at our website. Please feel free to contact us if you have any further questions.
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Q:Does the comprehensive plan provided by Atlas: 1. covers urgent medical attention and/or emergency hospitalization or death? 2. will pay directly the providers in the Schengen countries for emergency medical expenses, emergency hospitalization and repatriation for medical reasons or death? When I purchase the policy will it list the above as I need the information clearly stated for visa interview at the consulate.

A:
Yes. Atlas International plan meets Schengen visa requirements. Please look at the sample id card and visa letter here. You will find various plans that meet Schengen visa requirements here. Please feel free to contact us if you have any further questions.
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Q:Hi, I am an international student in Indiana university and I am looking for a proper health insurance to buy. But I don't know if the smart plan for Student Secure can be accepted by my school. I compared the benefits of the plan to the requirement of my school but there are some terms that I don't understand. So could anyone help me to make sure that. Minimum Coverage Requirements: - Maximum $2,000 Out-of-Pocket expense - Covers all Pre-existing Conditions with no waiting period - Minimum $100,000 for each Sickness/Illness - Minimum $100,000 for each Accident/Injury - Minimum $50,000 for Medical Evacuation - Minimum $25,000 for Repatriation - Minimum $500 Deductible

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available which will meet the requirements provided as you require a plan which "covers all pre-existing conditions with no waiting period". If you have any additional questions please let us know.
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Q:Hi, I am looking to insure myself (and the rest of our trekking group) for an expedition hike to Kilimanjaro 5895m. I am having difficulty checking through the internet if this is covered on your plans. Please can you provide me with a quote of how much this would be and what it covers? Also, please can you give me 2 separate quotes, one for myself and one for a group of 11 people (different ages).

A:
We would recommend purchasing the Atlas International Plan. This plan is primarily designed to provide coverage for a new illness, injury or accident which occurs after the effective date of the policy. It will also provide coverage for medical evacuation/repatriation. Please use the links provided to view the plan details, obtain a quote and purchase. Mount Kilimanjaro Travel Insurance If you have any additional questions please let us know.
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Q: I have been accepted into Thomas Jefferson University (Philadelphia). I am into a nursing program. My program requires me to have a gold or platinum insurance plan, which can cover 80% of expenses. Can you International students plan cover it? I am on my F-1 visa currently.

A:
Thank you for sending us the requirements. Unfortunately, there are no plans available since you require a plan which Is Affordable Care Act complaint. We would recommend purchasing from your University directly. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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