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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Just wondering whether Patriot America Plus cover the ambulance fees. If yes, How does it work I can't find related information on the website.

A:
In Patriot America Plus, ambulance is covered just like any other eligible expense. * It is subject to deductible and coinsurance * Eligible Injury is covered * Eligible illness resulting in an inpatient hospital admission is covered. You can view plan benefits and purchase using the link below: Patriot America Plus
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Q:We are Indian citizens and we became Legal Permanent Residents ie Green Card holders on.Now we plan to enter USA on October 19,2018 and during our stay in USA,will visit Canada from November 9 to 19th 2018.Then we will be traveling and living in USA. As our issues back home need time to sort out, we will return to India temporarily before settling down permanently in USA for good. So would like to have health insurance coverage for our stay in USA and brief visit to Canada.

A:
As long as you are visiting the United States as a green card holder you can purchase insurance from the visiting with green card section of our website. Provided you reside outside of the United States and can provide an address accordingly. These plans will cover you anywhere outside of your home country: Visiting with Green Card Upon returning to the United States permanently you will need to look into additional options for coverage in the domestic market. If you need any additional assistance please contact our office.
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Q:I would like to buy a dental plan for my parents who are in USA already.

A:
There is no dental insurance for visitors to the US but instead a dental/vision discount plan called Careington. If you have additional questions please feel free to contact our office otherwise you can complete the paper application and forward to our office for processing. You can use the discount plan as soon as you receive the cards in the mail after 7-10 business days.
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Q:I am a medical student travelling from India to USA for a short term. I am a Canadian citizen and greencard holder. I require health insurance for one month in US and the university requires it to cover: -unlimited coverage per illness or injury -atleast $50,000 for medical evacuation -atleast $25,000 for repatriation -provide coverage for pre-existing conditions

A:
Unfortunately, available plans will not meet your university requirements. To be able to meet their requirements you will need to purchase the plan that they offer. If you have additional questions please feel free to contact our office.
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Q:I am an Italian citizen and I will be a student at Berkeley University the next semester from January 15th 2019 till May 20th 2019 with a F1 visa. I need a insurance policy that comprehend all of these points : A minimum of $500,000 in benefits 100% coverage of hospitalization fees 100% coverage of professional fees At least 15 days of inpatient mental health services No pre-existing condition exclusion Policy written in English with benefits expressed in US dollars Payment of at least $50,000 for medical evacuation Payment of at least $25,000 for repatriation of remains A network provider facility within 50 miles of the UCB campus (Berkeley ) An annual deductible of no more than $500 Please contact me if you have any insurance that corresponds to these points

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, available plans will not meet your university requirements. To be able to meet their requirements you will need to purchase the plan that they offer. If you have additional questions please feel free to contact our office.
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Q:I'm planning to purchase travel Atlas Premium International insurance for Schengen countries. French consulate requires me to purchase an insurance in order to open Schengen Visa, but they have their own requirements to this Insurance plan. This insurance must be valid throughout the Member States territory in the Schengen area, which fully apply the provisions of the Schengen accord and for the duration of your stay. It must allow you to access services in the Schengen area. This insurance must also provide coverage of 30,000 euro minimum including medical repatriation, and emergency and or hospital treatment. Do you provide this letter for your clients?

A:
The Atlas Premium International plan will provide you with a visa letter that will list all of the requirements for a Schengen visa. You will receive this letter via email within 30 minutes of your purchase. If you need any additional assistance please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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