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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Do you have any insurance product that would cover maternity expenses such as delivery if I am already pregnant?

A:
There is no plan that you can purchase now that will cover maternity. There are plans that will cover complications of pregnancy up to 26 weeks but that is the only pregnancy related benefit you can get outside of a domestic plan.
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Q:Which plans cover travel to Mexico and Cuba? I am a USA citizen traveling to Mexico and Cuba in July.

A:
Thank you for your interest in purchasing insurance through us. Please read more details on Cuba Travel Insurance below: Cuba Travel Insurance You can purchase either Patriot International or USAway plan. Both plans will provide you coverage outside US which includes Cuba as well as Mexico. Please review this and feel free to contact us if you have any further questions.
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Q:I am planning to purchase "Safe Travels USA Comprehensive" insurance for my mom from 3/18/18 to 7/17/18. But I might extend her stay beyond 7/17. In case if I extend, is it possible to extend the coverage period of insurance?

A:
The Safe Travels USA Comprehensive plan is renewable in the vent of needing to extend beyond your original purchase date. Safe Travels USA Extension Policy If you have any additional questions please do not hesitate to contact our office.
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Q:My infant daughter and I will be traveling to the US this summer for 60 days. We are both US citizens, she is also a French citizen, and I am a resident of France. I would like to purchase coverage for us while we are in the US from end of May 2018 until end of July 2018

A:
The Diplomat America plan is available to US citizens as long as their home country is outside of the US. So if you live in France and are coming to the US for a visit then the Diplomat America will be available. You can purchase the Diplomat America for 60 days and that plan will cover you only in the US: If you have any additional questions please feel free to contact our office:
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Q:I need insurance for 2 female folks for a period of 30 days in May 2018. The health policy should be $100,000.00 MAX and deductible should be $1000.0 for each of them. One of them is 65+ yrs of age and another one is 33 yrs old and is pregnant will be at 6 months term in May. Please let me know if you can help.

A:
There are several plans that will be available to your visitors while in the United States. Please be advised that the plans will cover the new accidents and new illness that happen after the effective date of the policy. Plans will not cover pre-exiting conditions, routine doctors visit, maternity or any delivery related expenses. Plans will cover the new accidents or new illness that happen after the effective date of the policy. There is one plans that will cover pregnancy complications for the first 26 weeks if pregnancy but the cost of maternity or delivery is still not covered. The name of this pan is called Atlas America and would be recommended for coverage for both individuals traveling. Please use the links listed below for more information about this coverage: Pregnancy Coverage FAQ Atlas America If you have any questions please feel free to contact our office.
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Q:I am travelling to Florida from the United Kingdom for 14 days, I have a pre existing condition which is Crohn's disease. Can you tell me if this affects my quote. Also, If this does affect my quote would you still be able give me insurance for my stay in Florida?

A:
Short term plans are designed to cover the new accidents and new illness that happen after the effective date of the policy. Plans do not cover pre-existing conditions routine doctor visits, medications related to pre-existing conditions or preventative care. If any of the aforementioned items are needed you will have to pay for these out of pocket. As the plans do not cover the pre-existing conditions your price will not be affected. You are able to purchase insurance to cover any new accidents or illness that happen after the effective date of the policy. If you have any additional questions please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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