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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a parental Green card holder completing 5 years of stay on 30th September, 2022. At present I am enrolled in Covered CA sponsored Insurance.Whether it is a must that I should opt for Medicare on completion of 5 years stay or I can continue with Covered CA sponsored Medical Insurance, which is advantageous to me.
Q:Radiology in visitor insurance
Q:Hi I'm J-1 visa holder in Rutgers University. I'll be in NJ with my spouse and 1 child (7 years). They'll get J-2 visa. My school's requirements: The alternate coverage is currently active and the scholar agrees to maintain the health insurance coverage throughout their current DS2019. The plan offers unlimited coverage with no maximum dollar limit Plan deductible does not exceed 500 out of network per policy year Plan provides coverage for inpatient and outpatient medical care in the immediate campus area. Plan provides mental health benefits which include chemical and substance abuse treatments. Plan provide preventative care services which include, but are not limited to, annual physicals, GYN exams, routine screenings and immunizations. Plan covers pre-existing conditions. Plan covers prescription drugs with no maximum dollar limit and a nationwide network of pharmacies. Plan must not be a reimbursement plan. The plan is provided by a company with a US claims payment office and a US phone number. Plan must be filed and approved in the United States and fully compliant with the Affordable Care Act Benefit Regulations Plan must pay medical providers directly for inpatient and outpatient care (must not be a reimbursement plan). The underwriting company must have a rating of either "A" or above by A.M. Best, "A-1" or above by Insurance Solvency International Ltd., "A -" or above by Standard & Poor's Claims-paying Ability, "B " or above by Weiss Research, Inc. Please note that Rutgers carries a policy that meets the Department of State's requirement for 25,000.00 repatriation of remains coverage and 50,000.00 medical evacuation coverage. Anyone on Rutgers F-1, J-1, F-2, or J-2 sponsorship is automatically covered by that policy regardless of their enrollment in the Student Health Insurance Plan. Do you have a health insurance suitable for us?
Q:Can a visitor buy a hospitalization coverage only?
Q:How do I get a flu shot using Safe Travels USA Comprehensive plan? Would this need to be a part of the wellness visit?
Q:Hello, I am looking for coverage in the case that we would get quarantined overseas. I am most concerned with having assistance for lodging costs if we had to stay longer due to a quarantine. Would that be covered in your policies?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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