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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel medical insurance purchase using mobile device Hi- I was trying to purchase a plan for my parents traveling United States. Will I be able to complete the purchase and application using a mobile device or an IPad. Please advise. Thanks

A:
You should be able to process the application by using IPad or mobile phone but if you get any difficulty then try to use computer or give us a call at (866)INSUBUY and will be glad to process the application over the phone. Please visit our website at www.insubuy.com
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Q:U.S. Address or Permanent Residence for Address for visitor medical insurance While filling out the form for medical insurance for parents, do you expect the U.S. address where the parents will be staying in the US for their trip? Or is their permanent home address outside the U.S. expected in the form?

A:
The address you use will depend on the plan you are purchasing, most plans do prefer the address in the US where the visitors will be staying. If you have any additional questions please feel free to contact our office.
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Q:My wife is coming to the US as F-2 and I'm going to buy insurance for her separately out of school. I'm going to get a plan for 4 months only. What plans are suitable for her?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot America Plus for her as long as your school does not impose any specific insurance requirements.
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Q:Family Non-U.S. citizens except 1 child- U.S. passport holder/citizen- need insurance Hello, I and my family are resident in India. We plan to travel to US next week. I, my wife and 2 daughters (9 years and 14 years) need to get travel medical insurance. One of my daughters is a US passport holder, but lives with us in India. The insurance from India does not cover US travel for US citizens. But I see some options on insubuy website. Can you suggest the best option for us? Regards, c

A:
Hello, We do have plans that will cover U.S. citizens coming to the U.S. to visit who live abroad and of course plans to cover non U.S. citizens as well. You, your spouse and non- U.S. citizen daughter would be on one plan together and your U.S. citizen child would need to be on a separate plan of their own. On our website if you are on the visitors to the U.S. screen and are going to run a quote, the first question asked if the person or people to be insured are U.S. citizens or non- U.S. citizens. Once that is stated, along with the other information required for the quote and you search and compare, it will pull up the plans that will work for your specific citizenship. So, you would run 1 quote for the 3 of you and a separate quote for the child who is a U.S. citizen. If you need any additional assistance, please contact our office directly and we would be glad to help.
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Q:Can I get coverage for trekking in Nepal? I am currently in Nepal and my trek will be on Island Peak beginning April 24th. There will be a 400 metre section that requires the use of fixed ropes and crampons. It is a guided trek. Any help you can offer will be great. Regards

A:
Hello, Please review the information for the Atlas International plan /atlas-international-insurance/ . This plan will cover up to 7,000 meters.
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Q:Vision insurance- Is it included in my plan? Hello, Dear, Recently, my son usually said he felt pain in his eyes. because he has ametropia in his eyes, he often felt pain in his eyes after he have taken his pool swimming in PE class. I doubt the ametropia in his eyes becomes worse than before. Maybe he need to change a new glasses for his eyes. So I want to take him to shopko vision store to have his eyes overall checked, and want to know whether the medical Insure i purchased in IMG can cover the eye check and glasses. I hope IMG can help us share some economic burden. Thanks, Best Regards,

A:
Hello, The plans are medical plans and do not cover expenses for an eye exam. There is a plan called Careington that will provide discounts for dental and vision. /individual-family-dental-plans/ If you have any questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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