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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:How to check the specialist/providers on my insurance plan

A:
You can find your PPO provider directory by logging into your MyAccount. Please remember that while you are welcome to take these plans anywhere, Visitors insurance is designed to provide coverage for new injuries or illnesses.
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Q:Which hospitals in memphis has covered insubuy insurance can you list the hospital names

A:
The plans we provide you have different networks of providers. When you make a quote you are able to view the list of doctors available for that network. We advise that you first make a quote and look at the network of the plan that you are interested in.All of the networks are nation wide and are abundantly available all over the US Visitors To US: /visitors-insurance/
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Q:I am an Indian citizen living in Canada. I am about to apply for Schengen visa from Vancouver's Consulate General of France. Am I eligible to buy your insurance for Schengen Visa purpose even though I am living in Canada and Indian citizen? Please respond.Thank you.

A:
Yes we have plans available for travelers that live outside their country of citizenship. Once you enter your info in our quote page the system will automatically filter out plans that are not available to you. Schengen travel insurance: /schengen-visa-insurance/
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Q:My sons fiancee is coming to the US the first week of December 2024. She has a K1 visa. How can she get medical insurance as soon as possible

A:
We have some plans that are available to k1 visas most plans are available to start the next day K-1 Marriage visa insuirance : /fiance-visa-medical-insurance/
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Q:Hello I have a question regarding lost luggage claim. It was noticed that one item from the luggage was missing. (From inside the bag) How to submit a claim and whats needed. Policy ended on Aug 8 2023. Whats the deadline to submit the claim. Thank you.

A:
Per the Certificate Wording for your plan, the claims department must receive proof of claims within 60 days of the last day of your certificate period. For future reference, for claims related to lost luggage or items, you would need to contact the claims department for your plan directly. Their contact information is located on the back of your ID card.
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Q:My Father in law requires dialysis on regular basis like 3 times a week, will this be covered under the option with pre-existing condition?

A:
Unfortunately none of the short term insurance plans cover for expected or routine care.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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