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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:J1 visitor insurance needed Dear Madam or Sir, I am looking for a plan that would be compatible with Stanford University requirements, that include coverage of pre-existing conditions and mental care. I am wondering if a plan that meets those exists among those you provide?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Student Secure Elite plan which will meet all your school requirements. Student Secure Elite brochure, instant purchase link, /student-secure/student-medical-insurance/ Please feel free to contact us if you have any further questions. I still have a couple of questions, and would be very grateful if you could provide me some assistance. 1. Just to be clear, it is mentioned that the pre-exisitng conditions are covered after 6-month waiting period, and my trip will take place on July 25 - November 1st. From what I understand I have no pre-existing conditions, but I am not sure if that really matters? If it doesn’t matter, then maybe there are other options that you have available? 2. I would also like to know if that would be possible for a representative of your company to fill the form once I have my insurance ordered. The recommended plans are based upon the requirements of Stanford University. They have requirements and in order to get your form completed it has to meet the requirements that your University has. After making your purchase we will be more than happy to send your compliance form to the proper department for completion. If you need any further assistance please feel free to contact our office.
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Q:I'm looking for health insurance. I'm international student going to school at Eastern Washington University. Do you guys have any plans that meets the requirements?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available as your University requires insurance to be Affordable Care Act complaint. We would recommend purchasing from your University directly.
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Q:I just got off the phone with one of your delightful representatives. She instructed me to email you the criteria of the applicants and that you would send me a list of qualified plans that my client can consider for his dependents. The J1 dependent is already covered. He has two J2 dependents: Here are the requirements

A:
We are aware of the basic requirements that are set by the US department of state. We were just needing to know if the school had any additional requirements. If not then the following plans will meet the requirements for the US department of state. Atlas America is a family friendly plan that will cover a child at no additional cost if on the plan will a legal guardian. Patriot Exchange Program is also available. If there are additional requirement that need to met please forward those and we can look for other options.
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Q:Advise for health insurance - FSU J1 vistor I am a 36 years old J1 visitor in Florida State University and my son who is 5 years old boy has a J2 visa. My mother who is 66 years old has a B1/B2 visa. I want some advise about the health insurance for us.

A:
Thank you for contacting Insubuy for your insurance needs. With these requirements there is a plan available that would meet your Universities requirements as J1 and J2 visitors. The Patriot Exchange Program would be available to you and your son and J visa holders. Please use the link listed below to review the details of the Patriot Exchange Program and to generate a quote for coverage. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ For you mother coming to the United States on a visitor’s visa she would have to purchase a different plan from our visitor section of the Insubuy website. Visitors Medical Insurance for Visitors to the USA: / Visit this section to find an eligible plan for your mother during her stay. The plans the visitor section as J visa holders you are not eligible for these insurance plans. If you need any further assistance please feel free to contact our office goodnight Im planing to travel with my wife to usa with visas b1 / b2 can purchase insurance for 10 days including travel also
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Q:J1/J2 Question I am applying for a j1 visa and my wife for a j2. What is the cheapest option for myself and her? Can I do a traveler insurance that meets the criteria?

A:
Thank you for contacting Insubuy for your insurance needs. Please send any requirements that your sponsoring organization may have so that a proper plan recommendation can be made to meet these requirements. Meanwhile, you can view many plan options that are available to J1/ J2 exchange visitors. You can use the link listed below to review these plans. J1/J2 Exchange Visitor Insurance: /j1-visa-health-insurance/ the requirements are: 1. medical benefits of at least $100,000 per accident or illness; 2. repatriation of remains in the amount of $25,000; 3. expenses associated with medical evacuation from the United States to the participant’s home country in the amount of $50,000; and 4. a deductible not to exceed $500 per accident or illness. The insurance policy must also be underwritten by an insurance corporation having an A.M. Best rating of A- or above, a Fitch Ratings, Inc. rating of “A-“ or above; a Moody’s Investor Services rating of “A3” or above, a Standard & Poor’s Claims-paying Ability rating of A- or above, or a Weiss Research, Inc. rating of B+ or above OR be backed by the full faith and credit of the government of the exchange visitor’s home country. For full details please reference the Code of Federal Regulations (22 CFR Part 62). And a signed form stating: I hereby certify that: (1) the above person has obtained a health and accident insurance policy covering their dependents and (2) the coverage meets or exceeds the requirements listed in 22 CFR Part 62 of the U.S. Code of Federal Regulations (above). In addition, If I (j1 holder) has insurance already, how does it affect my spouse (j2)? Thank you for your interest in purchasing insurance through us. We have many plans that meets J1 visa requirements. You can purchase Patriot Exchange Program plan with $100,000 coverage. There is also a fixed coverage plan called Inbound USA that will meet your Universities requirements. Please review the plans listed below. Patriot Exchange Program brochure, & instant purchase link: /patriot-exchange-program-insurance/ Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ You can other plans for J1 visa at, /atlasamerica-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us. With either of these plans listed the J2 visa holder is able to enroll without the J1 bring on the policy.
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Q:Hi I have question about your insurance. If we are foreign and currently not in US territory. But we have B1/B2 visa and time to time travel to US. Are we eligible to buy this type of insurance. Just for case if my girlfriend become pregnant and we will decide to make delivery in US? And what monthly payment for this insurance?

A:
Thank you for contacting Insubuy for your insurance needs. You are eligible to purchase a visitors insurance plan and it will cover any new accidents and new illness that occur after the effective date of the policy. Plans will not cover any cost related to maternity or and delivery if your girlfriend decides to have a baby in the United States this will be 100% your responsibility as no insurance will cover this cost.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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