Ask Our Specialists

Thank you for your interest in purchasing visitors medical insurance for your parents. 0. Please note the emergency medical evacuation is the transportation to the nearest place where adequate care can be given. If something happens to them, it does not mean it would automatically transport them to India. Please read /emergency-medical-evacuation-to-india/ for more information. 1. Blood-work is covered as long as it is for the new medical condition that occurs after the effective date of the policy. In his case, something that he already needs routinely would not be covered. 2. Again, if it is for a new medical condition that occurs after the effective date of the policy, it would be covered. If they need anything for pre-existing conditions, that would not be covered. 3. You don't have to buy separate insurance plans for US/Canada. We have the plans available that would cover them in both the places. Please visit https://www.insubuy.com and enter the coverage area as 'International Including USA'. Please feel free to contact us at any time if you have any other questions.

Fixed coverage plans provide only a limited benefits plan. Therefore, you will have to pay the difference yourself, no matter how high it is. If the fixed coverage plans were enough, there would be no reason for the comprehensive plans to exist as no one would buy them at 2 to 3 times higher price. Please note that the probability of someone getting into a new medical condition is the same for a given age, whether healthy or not, whether you buy fixed or comprehensive or nothing. However, when something happens, how much you are covered is the difference. Therefore, we recommend you to buy the comprehensive coverage plans. At the end, it is your decision as long as you understand both the types of plans and make an educated decision. If you have any other questions, please feel free to contact us at any time or post them here.

You can consider purchasing Atlas America Insurance, as long as you buy before he comes to NY. Yes, you can extend it afterwords. If you want to cancel earlier, you can do so and get the refund for unused portion minus $25 cancellation fee, as long as no claims have been submitted since the original effective date. As long as you put the effective date one day in advance of the actual travel date, it will cover during travel also. If you have any other questions, please feel free to contact us at any time. Atlas America on paper seems to be a very solid option. I myself have purchased it 3 times. However Insurance is only good when you have to use it. Unfortunately i had a claim of $175 ones. With $100 deductible i only have a claim of $75. They took more than 6 months with more than 20 emails and phone calls. Customer service was absolutely pathetic. Felt like their operations is running from a Garage. BTW, this was for a doctor office visit who is part of their network and did direct billing. Atlas/HCC Medical did not pay and my account went for collection for just $75. This is ridiculous. I am yet to see posting where people have been happy with their claim system.

We are sorry to hear that. Fortunately, we have many US based visitors insurance plans available.

Thank you for your interest in purchasing visitors insurance for your mother. In comprehensive coverage plans, for the age 70 and above, the main decision factor would be whether you would like to purchase $50,000 policy max or $100,000 policy max. If you have a preference for that, once you let us know, I can guide you appropriately. I am looking to get a comprehensive insurance for $100,000 In that case, you can consider purchasing Patriot Platinum America Insurance. Thanks for responding . Why is this a recommended Insurance as opposed to Atlas ? Also are there benefits of buying it from Insubuy rather than from a any other web site? Thanks For 70+, Atlas America only provides the maximum of $50,000 and you asked for $100,000. The price is the same no matter where you buy the insurance from. The difference is in the service. Look at /visitors-medical-insurance/ We have the largest portfolio of visitors insurance available in the U.S. market. We as a broker work for you and not for any insurance company. Most places are closed at this time of the day, but we are immediately answering your questions. Now, that is service. We help you not only during buying the insurance, but after buying, if you have any claims problem, we provide help as well. If you have any other questions, please feel free to contact us at any time. Atlas America on paper seems to be a very solid option. I myself have purchased it 3 times. However Insurance is only good when you have to use it. Unfortunately i had a claim of $175 ones. With $100 deductible i only have a claim of $75. They took more than 6 months with more than 20 emails and phone calls. Customer service was absolutely pathetic. Felt like their operations is running from a Garage. BTW, this was for a doctor office visit who is part of their network and did direct billing. Atlas/HCC Medical did not pay and my account went for collection for just $75. This is ridiculous. I am yet to see posting where people have been happy with their claim system.

What you are describing is very normal and frequent when children invite their parents to visit them. Wherever you find any space, please write that the check should be made payable to you. And it will be taken care of.