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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Date of return to home country in IMG insurance Hi, I am interested in purchasing your insuance as I will be travelling to the USA on a Fiance visa soon. However, I am unsure of what to do regarding your online form as it asks for a "return date" as a compulsory element of the application. I only require 1 month's coverage as I am eligible to join my new husband's work insurance following our marriage and will not be returning to the UK at the end of my insurance period.
Q:International graduate student on J1 visa - need insurance I am an international graduate student at IU-School of Law - Indianapolis and I am planning to purchase a policy from you this Fall 2007 semester (including my dependent - Spouse.) I checked the IINBOUND Immigrant or INBOUND USA policy, and they look both affordable and suitible for my needs. To be sure, I am supplyinp you the information which the University seeks for a Waiver : - $50,000 each sickness * $50,000 each accident or injury * $10,000 medical evacuation to home country * $7,500 repatriation of remains to home country * My policy's deductible (or excess fee) is $500 or less * $100,000 lifetime policy maximum ($250,000 recommended) * According to our records you have 1 dependent(s) on file. All dependents must have insurance coverage matching the above criteria. Any female in the family over the age of 18 has to have maternity coverage included in the insurance policy.
Q:Patriot America insurance questions My parents will be visiting the US and Canada from India for a period of 3.5 months, and I am planning to purchase Patriot America insurance from your website. I have a couple of questions: 1. Is Patriot America insurance valid in Canada? If not, is there a separate product I would need to purchase for Canada? 2. For emergency dental issues, do I need to purchase an additional dental plan like Careington? Is this valid in Canada?
Q:IMG Patriot America deductible question The IMG Patriot America plan carries different levels of deductibles. Is the deductible per incident or per period of coverage? i.e is $1000 for example deducted every time there is a visit or hospitalization for covered events or is it a one time fee for the period of coverage?
Q:coverage of medication Does the Protection America plan or other plans on this website cover the medication cost incurred during the hospitalization of a the visitor (lets say from India to USA) and while the visitor is recuperating after being discharged from the hospital, or the visitor has to pay from his or her pocket or buy some pharmacy discount plan? Please comment!
Q:Visitor's Insurance question My mother has the Visitor's Insurance by IMG. She fell down from the stairs and there's a claim of about 155$ from the hospital office. The IMG has sent a General Accident questionnaire form to be filled in which it is asking for property insurance company name and policy information. My question is if I fill up this form, would IMG send this claim to the property insurance company or would they pay this based on this form? Can you please advise. Thank you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
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