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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Fixed Coverage Plan Questions Please explain the wording difference between "VISITORS CARE $50,000 Max per life of plan" and "INBOUND GUEST $50,000 Max per injury/sickness" (Does it mean the INBOUND GUEST plan will pay $50K max per injury regardless of how many injuries one has during the life of his/her plan?). Thanks.
Q:Travel insurance question Hello, I am comparing visitor medical insurance on your website and I have a question regarding coverage. What is your definition of "spouse" for the coverage application? I would like to purchase insurance for both myself and my partner, however we are not officially married. Does the fact that we live and travel together mean that I am eligible for coverage as a package? Or do we have to apply separately for insurance? Thank you for your assistance.
Q:Atlas International Insurance: detailed questions Hello Insubuy team, In response to my query and your response dated 18 August 2016, I have the following queries, after reading the "certificate wording" document.: 1) Is the ATLAS INTERNATIONAL policy for US citizens only, or for a person of any nationality? 2) Does this ATLAS INTERNATIONAL policy apply to Schengen region/visa-holders only, or for anywhere in the world, except USA? 3) In the "certificate wording"and "Brochure"document, there is no mention of the altitude till which a trekking activity is covered by Atlas. Can you let me know the altitude limit which is covered? 4) Page # 11-12 in the "certificate wording"document contains paragraphs on "Emergency medical evacuation". Is this service provided within the premium cost of basic coverage (as found in the "Quotes and Purchase" section) or is there any additional amount to be paid extra to be covered under "Emergency medical evacuation"? Please confirm. 5) What is the process for pre-authorization/approval before an emergency medical evacuation? Do I need to call to a particular number to inform the situation? If yes, what's the number and is that line available 24*7 ? 6) Who arranges/contacts a local agency for emergency evacuation vehicle such as a ground vehicle or a helicopter? 7) Is there a group policy? Or do we need to purchase individual policies only from Atlas? Thank you for clarifying doubts. We are 7 team members for trekking activity to be done in Nepal Himalayas. We would take a call after understanding the Insubuy/Atlas policies.
Q:Visitor Insurance for person 70 plus Good day Kindly requesting medical insurance for visitor travelling to USA. Date of Birth: 03 January 1946 Dates of travel to USA: 4th October - 11 November 2016 Citizenship: Tanzanian
Q:Group International medical plan Dear Sir or Madam, I would like to get some consultations on the insurance plans you provide foreign visitors with. There is a family of 5 who are planning to arrive in Redding, CA on Sept 23. The family consists of 2 grown up parents, 2 children under age of 7 and an adult man of 57 years old. They are all Ukrainians. The planned duration of the stay is 3 months. I see that you offer a variety of different plans, could you please suggest the most suitable in our case? Thank you for your help.
Q:Insurance for Visitors to USA, Motorcycle I am a British living in the UK. Travelling to America on 1 Sep for a month with 3 friends. We are travelling through various states on a Harley Davidson and require sufficient medical cover. Can u help?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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