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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can you please check University of Texas Rio Grande Valley? I want to waive and buy insurance in your company.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the available plans are not ACA compliant and that is required according to the link you provided. You will need to purchase from the university to be able to meet their requirements. If you need additional assistance please feel free to contact our office.
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Q:I was attempting to get a price quote from Patriot Travel Insurance for my husband, who flies from Sierra Leone to the US on Sunday. However Sierra Leone is not listed as an option. For some reason Liberia is but not Sierra Leone. Does that automatically disqualify us from applying for this insurance? He is an American citizen so does not require a visa he will be returning to Sierra Leone and he has a resident's permit and a three year multiple entry visa for Sierra Leone.

A:
With the Patriot Travel plans if the residence country is Sierra Leone then a paper application is required.
{{currentOrigin}}/answers/visitors-insurance-usa/travel-insurance-residence-country-application-85459/

Q:My husband and I are looking for an International Student Insurance that suits us. We are currently in United States because my husband is studying Golf Managment in Golfer Career College in Temecula, California until May of 2020, so we need an Insurance that cover both of us. He is here with F1 visa and I am here with F2. We are looking for an insurance that includes pregnancy for me. We don't have plans to having a baby right now, but we understand that we are a young couple so we need to be prepared, just in case. I hope that you can help me to make the right decision. My husband is studying in Professional Golfers Career College in Temecula, California and the college doesn't have any requirements for the insurance policy. They don't ask a mandatory insurance, they just strongly recommend having one. I hope that you can recommend me some plan for us. Thanks a lot.

A:
Thank you for contacting Insubuy. There is a plan available called Study USA preferred 500 that has coverage for maternity and will offer coverage for both of you on the policy. Both the F1&F2 will have to be insured on this policy. Please be advised that conception must occur after the effective date for maternity coverage to be available. If you have any questions please feel free to contact our office.
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Q:I am a 22 year old F-1 visa international student from Mexico currently studying at the University of Colorado Boulder. And I want to get the ExchangeGuard Essential insurance for this academic year, but for some reason when I get to the payment section the website doesn't redirect my payment. Is there another way I could pay it? Here I am attaching my insurance quote summary.

A:
We are sorry you are experiencing issues with the application. Sometimes it is a simple as a browser issue If you are using safari or Firefox. It is recommended that you try google chrome or internet explorer. We can also have a licensed agent contact you to complete the application for you. If you would like our assistance please provide a number and time in which we can reach you.
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Q: I'm an international master student in Northeastern University Seattle holding F-1 Visa. I have bought your Health Insurance plan last year and successfully waived health fees from my school. However, my school has sent an email yesterday said they have changed some polices about the health insurance plan, I just want to reach out could you please recommend me a health plan which can meet the requirements of our school waiver policy. Below are the new polices of requirement to waive our school health fee: Students are able to waive NUSHP. You will need to waive the insurance by Sept 26, 2018 /October 1, 2018 (see deadline here). In order to waive, you will need to prove comparable U.S.-based insurance (the insurance cannot be from another country outside the U.S). The main concern is that the insurance is US-based and needs to cover: Emergency care Medical coverage Behavioral/mental health BTW, my school also said they need ACA Compliant insurance, not ACA Comparable.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans you can purchase on the market that will meet these requirements. You would need to purchase the plan that your university is providing.
{{currentOrigin}}/answers/international-student-health-insurance/eligiblity-questions-for-waivers-10589/

Q:I am an international student (F1 Visa holder), currently attending to University of Florida, in Gainesville. I would like to know if you have any health insurance plan that meet the requirements of my University. Please let me know ASAP if you have a plan that meets the requirements.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans you can purchase on the market that will meet these requirements. You would need to purchase the plan that your university is providing.
{{currentOrigin}}/answers/f1-visa-insurance/insurance-waiver-university-of-florida-20156/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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