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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Me and my wife are visiting USA Las Vegas and Los Angeles next month. i have few questions before i buy an insurance 1. We are coming there for tourism for 10 days and we do not have any relative in USA , are we still eligible for visitor medical insurance? 2. If i buy combined insurance for both of us will we get same sum assured and same other benefits? 3. Can i buy it while i am physically present in India?

A:
You and your wife are eligible to purchase visitor insurance plan while visiting the United States on a tourist visa. Purchasing a plan for both you and your wife will be the same price purchase together or separate. You benefit however will remain independent. You can purchase this plan while still in India as the plan will cover you anywhere outside of your country of citizenship or home country depending upon the plan selected. If you need any additional assistance please contact our office.
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Q:Do you provide maternity coverage with ATLAS EXCHANGE program?

A:
Unfortunately, the Atlas Exchange plan does not include coverage for maternity.
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Q: I got admitted to a Master's Degree at UC Hastings in California. Since having a Health Insurance is mandatory and that the one UC Hastings provide seems expensive, I wonder if you could help me get another one. If so, I'm attaching a PDF file explaining what the insurance plan must provide.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is no plan available that can meet these requirements. It is recommended that you purchase the plan offered by the university. If you have any additional questions please feel free to contact our office.
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Q:My wife is pregnant and expected date is around 20th September. We'll be in USA with B1 tourist visa. I need to know the fees for Cesarean section.

A:
Thank you for contacting Insubuy for your insurance needs. Please be advised, we are unable to advise you of the cost a caesarean section. We are an insurance broker, and provide insurance for anyone visiting the U.S. or traveling international. If you have any additional questions please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/cesarean-coverage-for-visitors-to-us-tourist-visa-32285/

Q:Hello, I'm from Canada and would like to go to the USA for a business trip (5 days). I do not want to have my baby in the USA. By the time of travel I will be >32 weeks of gestation. Is there any coverage available for me in a case of a pregnancy related emergency?

A:
Arriving on a B2 tourist visa we would recommend the Atlas America plan this plan will cover the new accidents and new illness that happen after the effective date of the policy. The plans do not cover and pre-existing conditions or preventative care or any routine or delivery related expense. However, this plan will cover for the complications of pregnancy up to 26 weeks. But will not cover any thing as it related to the birth care or maternity cost of the pregnancy. If you need any further assistance please feel free to contact our office.
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Q:I have a non refundable airfare for 25th of July, unfortunately due to family reasons I had to purchase yet another fare for a few days earlier. I would like to know if getting an insurance with you would made it possible for me to get at least a partial refund of my ticket. I am a resident in the UAE of Polish nationality traveling from Milan to Warsaw. That's only a one way ticket.

A:
Thank you for contacting Insubuy. Trip cancellation plans are designed to cover the non-refundable trip cost for unforeseen events listed in the policy such as sickness, injury or death of the insured, adverse weather, natural disasters, etc. Unfortunately, the plans will not provide coverage in the event you know you will have to cancel a portion of your trip. If you have any additional questions please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/travel-insurance-for-one-way-airfare-70057/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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