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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Can I take the insurance once the traveler reaches US
Q:My school Tufts University has the following requirements. Does any of your plans meet these requirements? 1)Is your policy underwritten and/or administered by a US based company or an embassy sponsored plan? 2)Does your plan provide unlimited maximum benefits for covered medical expenses? 3)Does your plan cover preventive; primary care; and ambulatory patient services in the area you will reside during August 2023 to August 2024? 4)Does your plan cover emergency care benefits in the area you will reside during August 2023 to August 2024? 5)Does your plan cover inpatient hospitalization for medical services in the area you will reside during August 2023 to August 2024? 6)Does your plan cover inpatient and outpatient (non-elective) surgical services in the area you will reside during August 2023 to August 2024? 7)Does your plan cover inpatient and outpatient mental health care benefits in the area you will reside during August 2023 to August 2024? 8)Does your plan cover labwork, diagnostic X-rays, physical therapy, chiropractic care in the area you will reside during August 2023 to August 2024? 9)Does your plan cover maternity, newborn care, and pediatric services within the area you will reside as mandated by the ACA? 10)Do you certify that your plan does not impose an annual or lifetime limit on the dollar amount? 11)Does your plan provide coverage for any pre-existing conditions with no waiting period? 12)Does your plan provide coverage for prescriptions up to the plan maximum? 13)Does your plan cover in-network and out-of-network providers within 50 miles for emergency and non-emergency services in the area you will reside? 14)Does your plan provide repatriation of remains? 15)Does your plan provide medical evacuation?
Q:Hi, I've bought Patriot America Plus insurance and see RX card introduction in my fulfillment documents. May I know how can I enroll and get the Universal RX Prescription Drug Discount Card? My son will need receive DTap and Meningococcal vaccine, can we get discounted price using the RX card? Thanks
Q:What is the cost of one year of Schengen compliant medical insurance? I am 70 years old and in perfect health, living in Italy on a yearly permesso di soggiorno.
Q:What is the best travel medical insurance to purchase for parents (Aged 74 and 70) visiting USA and Canada from India? We will want coverage for pre-existing conditions
Q:The college is asking my insurance to fill out a form so they can verify the services and see if it is really valid. Where can I contact them directly to complete this procedure?
Can't find answers to your questions?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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