Ask Our Specialists

Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. There are two different types of plans available either a Fixed or Comprehensive coverage plan. The plans differ in how they pay if something were to happen. Either plan type is designed to cover any new illness, injury or accident which occurs after the effective date of the policy. You may use the link below to view the available plans. We would be more than happy to send you a quote but first we will need to know the state in which you will primarily visit, and the travel dates. You may also obtain a quote by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Visitors to USA: /visitor-insurance/

Thank you for contacting Insubuy. We would be happy to provide a quote but first we will need to know the state in which you will primarily visit, and the ages of all potential insureds. You may purchase the plans online using a credit card, with an American Express, Visa, MasterCard or Discover logo. You may also obtain a quote by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.

Thank you for contacting Insubuy. There is no short term health insurance plan for visitors which will cover pre-existing conditions, routine doctors’ visits, immunizations or medications in relation to a pre-existing condition. The Atlas America plan has a benefit called the acute onset of pre-existing condition coverage for anyone under the age of 70 . If there is a sudden an unexpected occurrence, something that occurs without advance warning and requires emergency care, and the treatment must be obtained within 24 hours. I have also included a link below which contains frequently asked questions in regards to this benefit. If you have any additional questions please let us know. FAQ Acute Onset of Pre-existing conditions: /visitor-insurance-acute-onset-of-pre-existing-conditions/ Thanks for the details. Request you please assist me to complete the quote . - Can I select Mailing Address and the option is - "Other" (since I have taken this quote on behalf of my mother ) giving my USA address. - What are the details that I need to provide in "Beneficiary for Accidental Death" The address you list would be your U.S. address. The selection you can make of applicant vs. other is whose name you want on the mail with the U.S. address. So your address but with it either addressed to you or your mother, your choice. The plan comes with an accidental death and dismemberment policy built into it. If something were to happen and the insured were to perish due to an accidental death during the policy period it pays out an amount as a benefit. The beneficiary is who those funds would go to. If you have any further questions feel free to contact us.

Thank you for contacting Insubuy. Majority of the plans listed in the quote below are renewable. You would initially purchase for one month, and then renew the coverage month to month as needed. Depending on the plan you purchase there may be a $5.00 renewal charge for each renewal processed. If you have any additional questions please let us know. You may contact our office at (866) INSUBUY. But my question is to buy different plan every month. not same plan. would you please advice? You can purchase different plan every month. But we never advised anyone to do that because when you buy new plan every month it’s new policy that means new deductible, new co-insurance and if person has some problem with previous plan that will be considered as pre-existing conditions and that it will not be covered under new plan. Please read advantage of renewing the policy, /foreign-visitors-insurance/ You can find more information at www.insubuy.com

Thank you for contacting Insubuy. We are a broker and have all of the major plans on the market. These plans are designed to cover you anywhere outside of your home country (New Zealand). There are two categories of short term health insurance plans for a visitor to the U.S. You may purchase either a fixed or comprehensive coverage plan. The fixed plan options will be less expense, and pay a fixed dollar amount as per the schedule of benefits. The comprehensive plan options will pay a percentage of the cost after the selected deductible. Either plan option will cover any new illness, injury or accident which occurs after the effective date of the policy. The plans will not cover a pre-existing condition, immunizations, routine doctors' visits, or medications in relation to a pre-existing condition. Please use the link below to view the plans available. The two most popular comprehensive plan options would be the Atlas America, and Patriot America Plus. If you have any additional questions please let us know. You may contact our office directly at (866) INSUBUY. Visitors to USA: /visitor-insurance/ Atlas America: /atlasamerica-insurance/ Patriot America Plus: /patriot-america-plus-insurance/ Hi Thanks for the prompt reply - if I was to take out an Atlas America travel plan With Acute onset of pre existing conditions, as I understand it , I would be covered for a sudden heart attack as long as I had not seen a doctor with symptoms prior to the start of cover ? What sort of dollar amount would I need to cover hospitalization for this type of emergency ? -as the New Zealand emergency hospital fees are free The acute onset of pre-existing condition coverage is defined as a sudden and unexpected occurrence, something which occurs without advance warning and requires emergency care. Treatment must also be obtained with 24 hours of the occurrence. We would recommend any policy maximum $100,000 or higher in order to cover the cost of a potential hospitalization.

Thank you for your interest in purchasing insurance through us. You can purchase Patriot America plan until you are eligible to enroll in your employer insurance. Patriot America brochure, instant purchase and other useful information, /patriot-america-lite-insurance/ You can also find more plans at, /new-immigrant-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Have a great day!