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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am attempting to purchase cancel for any reason insurance for a flight from NY to FL. I got all the way through the checkout process but now it says that the plan cannot be purchased in this state. Why am I seeing this error?

A:
Unfortunately, the Cancel For Any Reason benefit is not available in the state of New York.
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Q:Will the visitor insurance cover the the pandemic disease like coronavirus?

A:
Thank you for your interest in purchasing insurance through us. Is this insurance for an international visitor who is already in US? Can you please provide age, travel date, country of citizenship, person is already in US or yet to arrive? Once we get the information above will be glad to send you quote by e-mail. There is no specific exclusion on this pandemic disease like coronavirus. However, this is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions. Please read the Coronavirus Travel Insurance information located on our website.
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Q:I am looking for a plan for my parents visiting USA from India. I am checking Safe Travel USA comprehensive and want to confirm what is their PPO network coverage for Virginia. Also is this plan refundable in case any cancellation required?

A:
Thank you for contacting Insubuy for your insurance needs. The PPO network that the plan participates in is the First Health PPO network. You can search the PPO Network using the the link provided. You can also view the cancellation policy here. If you have any additional questions please contact our office.
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Q:I have a query on the travel insurance Patriot insurance. I will travelling on 22nd and i am looking for insurance during my travel. I will getting my insurance once i reach US. so wanted to check whether this travel insurance cover during my travel from India to USA.

A:
Plans will cover you anywhere outside of your home country including during travel provided the plan is active in accordance with the U.S. eastern time zone.
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Q:I am writing because i planing to travel to Philadelfia-Buffalo/Niagara and then to Toronto from 21st until 3Oth of March. I am from Spain and my travel/medical insurance in Spain do not covers me in case of coronavirus. I am wondering if you have any insurance that would cover the medical expenses or possible quarentines in the case i get sick of coronavirus during my visit. I am living in Mallorca (Spain) which is not a an area of risk as well as the areas of US and canada i will visit, so i would like to continue with my travel plan. I hope you can help me and let me know all th options you have.

A:
Thank you for your interest in purchasing insurance through us. Insurance provides coverage for whatever treatment medically necessary as long as it's not related to any pre-existing or preventive care. Please read the Coronavirus Travel Insurance article on our website. However, this is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions. Please feel free to contact us if you need any further clarification.
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Q:I want to purchase the Safe Travels USA Cost Saver insurance from 3/5/20 to 5/1/20. I entered the US from China on (1/14/20), which is prior to the coronavirus outbreak in China. My question is, will this insurance policy cover my medical cost if I catch coronavirus in the US during the insured period? Thanks!

A:
The Coronavirus exclusion is based on the destination (host) country and impacts members who travel to destinations (host countries) after travel warnings have been issued. Individuals traveling to the US or other countries where travel warnings have not been issued are not impacted by the exclusion. This is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions.
{{currentOrigin}}/answers/visitors-medical-insurance/coronavirus-exclusions-in-visitor-health-insurance-safe-travels-53525/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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