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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:For 2 adult how much does it cost for 15 days

A:
The cost would depend on factors like your age the coverage that you want and your destination country. You are welcome to quote on out website or contact us directly for a quote.
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Q:Is PCR Test for travel back to home country is covered under my insurance policy?

A:
Unfortunately, the COVID testing for travel purposes would be excluded under all plans on the market as it would be deemed an expected expense due to travel. You will have to pay out of pocket for such expenses. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:I need health insurance compliant with the J1 requirements for a year. Is there any plan I can buy for a year and pay monthly premiums?

A:
Thank you for contacting Insubuy. If you are only needing the coverage to meet the basic requirements you may view and quote the available plans in the J1 Insurance section of our website. There you can also quote for a single month and extend the coverage as you need it. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:I WANT TO TRAVEL TO USA ON VISITORS VISA AND WANT TO TAKE THAT ACUTE PLAN.I HAD ANGIOPLASTY IN THE YEAR 2015 AND DOING OK THEREAFTER. JUST TO GET COVERAGE FROM SUDDEN HEART PROBLEMS I WANT TO BUY THE SAID PLAN.WILL I BE ELIGIBLE AND I CAN PRODUCE ALL REPORTSI AM 63 YEARS IN AGE AND WANT TO GET SOME IDEA ON THE PREMIUM IF I AM GOING TO STAY IN USA FOR 45 DAYS AND THE CAP IF ANY ON THE MAXIMUM AMOU TPLEASE LET ME KNOWTHANKS SO MUCH

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous plan with the Acute Onset of Pre-Existing Conditions benefit that can be found in the Visitors to the USA section of our website. There you may enter your details to view the pricing of the available plans. Be sure to read over the details of coverage in their certificate wording as the plans will exclude the coverage for pre-existing conditions, preventative and routine care. Should you need additional assistance you may also call our office at +1 (866) 467-8289.
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Q:If the covid test result before flight comes back positive, is there any travel insurance coverage for rescheduling flights?

A:
Unfortunately, such coverage would not be available in the plans. This is something you would want to work out directly with the airline. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Can my pre existing conditions of heart will be covered

A:
Thank you for contacting Insubuy for your insurance needs. The insurance plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They exclude the coverage for pre-existing conditions, preventative and routine care. However, there are plans available on the market that would include coverage for the Acute Onset of Pre-Existing Conditions that could be beneficial to you. Please read over the benefits and let us know if you have additional questions. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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