There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am traveling from India and coming to USA on 7th of June. Please explain me what does deductible mean. Myself and my spouse will go for travel insurance to usa for $500000 each for 27 days with 0 deductible.will it work and pl get me the details.

A:
A deductible is the amount that the insured is required to pay before the insurance will pay it's portion of the covered expense. In order to make a proper plan recommendation please provide the visa type that you will be arriving on and the state that you will need coverage so that a proper plan recommendation can be made.
{{currentOrigin}}/answers/visitors-medical-insurance/deductible-explanation-in-visitor-insurance-88465/

Q:Hello, Is visitor care considered as health insurance? I mean can I submit it to my to my college as a proof of having health insurance? I need to know about it please. I'm a student and permanent resident for 4 years (Green card holder for almost 4 years). I just need it for one year.

A:
As a green card holder you are required to have a domestic insurance that is ACA compliant in order to avoid penalties for not having a compliant plan. It is advisable to purchase an insurance plan from your University in order to have a proper medical insurance for a U.S. Permanent resident. If you need any further clarification please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/visitor-care-health-insurance-student-permanent-resident-green-card-holder-44301/

Q:My parents are travelling from India to UK(London), Schengen countries and USA from 07/27/16 - 02/02/2017 Do I have to buy separate insurance for all the countries? I might purchase Atlas America and would like to know if that will cover all these counties?

A:
The Atlas America plan will cover everywhere outside of the home country (India) so will work for the full duration. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/coverage-area-in-atlas-america-travel-medical-insurance-87307/

Q:We are a group of 9 members going on kailash, Manasarovar tour.The tour starting from Khatmandu is for 10 days. Please let us know, if you have an insurance cover for this tour.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas Group plan which is very popular plan for kailash Mansarovar Yatra. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/travel-health-insurance/kailash-mansarovar-yatra-travel-insurance-for-group-travel-with-atlas-group-insurance-50301/

Q:I am looking to buy visitor health insurance for two visitors aged 59 and 64 for a period of two months in the state of New Jersey. We will be traveling to various states, including NY, PA, DE and MD. Can you help me in choosing a plan between Visitor care and Visitor secure. Also, will they be able to use the insurance in all the above mentioned states?

A:
Visitors Care and Visitor secure both of them are fixed coverage plans. Visitors Care deductible is per policy period while Visitor Secure is per incident. Visitors Care doesn't have acute onset of pre-ex while Visitor Secure has. Both plan provide coverage any where in USA. You can compare these plans side by side on our website Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance/comparison-of-fixed-coverage-visitorsecure-and-visitor-care-36180/

Q:I am in need of Shengen visa insurance for a long stay visitor visa to France. The French consulate in Houston requires a letter of proof of coverage from an insurance company. I have looked at your sample letters and it meets all their requirements except one. They are demanding that the insurance company pays the providers directly, and this must be included in the letter from the insurance company. Can you let me know if you can provide a letter that meets the France Consulate requirements?

A:
Concept of PPO network is only in USA. There is no PPO network outside USA. You will have list of hospitals. But no company will give in writing that it will be direct payment in the visa letter. Every day we sell hundreds of policies for Schengen visa and people get visa without any issue. Please visit our Schengen Visa insurance section Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance-usa/ppo-network-in-schengen-visa-insurance-71194/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More