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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Coverage for Sports Insurance Dear Sir/Madam, I am from new zealand, looking for insurance coverage for a long distance triathlon race I am competing in in Sweden on the 27th of June this year. It is a 4km swim, 120km bike and 30km triathlon. I already have comprehensive travel insurance for the duration of my trip, however I have learnt this does not cover my participation in the race nor my training in the week leading up to the event for which cover is needed. I need to demonstrate to the international triathlon authority that I am covered in the event of accident during my training and the race. My period of training will be from the 20th of July to the 27th and the race is on the 27th. The international triathlon authority or ITU stipulates: As per section 2.6 of the ITU competition rules: 2.6. Insurance: a.) Each athlete competing in an ITU event must have personal insurance coverage, guaranteed by their NF. This insurance will cover: (i) Any accident occurring before, during and after any competition; (ii) Any sickness that an athlete could suffer during a trip to a competition or event; (iii) Liability caused by an athlete during the competition. b.) The athlete’s NF guarantees the existence of this insurance by entering an athlete in an event. LOCs or NFs organizing an event cannot force the athletes to pay for a race day fee for insurance purposes. I need coverage in regards to 2.6. a. i, and iii. Can you quote me for insurance for training during the week leading up to the race and for competing in the race. Thank you.
Q:I've just been on your website and had a quote for the Atlas insurance - I'm trying to find J2 insurance as my partner is already covered on her J1 Before proceeding to buy, would you be able to confirm that you would be able to sign the form that I require to progress with the visa - this is attached, and the summary of what's being agreed is below; medical benefits of at least $100,000 per accident or illness; repatriation of remains in the amount of $25,000; expenses associated with medical evacuation from the United States to the participant's home country in the amount of $50,000; a deductible not to exceed $500 per accident or illness. The insurance policy must also be underwritten by an insurance corporation having an A.M. Best rating of A- or above, a Fitch Ratings, Inc. rating of "A-" or above; a Moody's Investor Services rating of "A3" or above, a Standard & Poor's Claims-paying Ability rating of A- or above, or a Weiss Research, Inc. rating of B+ or above OR be backed by the full faith and credit of the government of the exchange visitor's home country. For full details please reference the Code of Federal Regulations (22 CFR Part 62). If your dependents will accompany you from the beginning of your J-1 training program, we recommend that you purchase Cultural Vistas' family insurance. Thanks for your help.
Q:What do I need put for beneficiary in the insurance application? What does Beneficiary for Primary Insured mean?
Q:How will the providers determine if something is pre-existing or not? Hello, Thanks. I am aware of the fact that medical visits/medications etc. that are linked to pre-existing conditions will not be covered. However, especially in case of diabetes, any other ailment or condition can be directly or indirectly linked to diabetes. How will the insurance make a determination whether a visit or hospitalization was caused by diabetes only? Thanks
Q:Can we get insurance even though we have pre-existing conditions? I am sending this mail to seek some clarifications from you. My queries are :- 1.Are we eligible for Visitors Inbound insurance from Seven Corners despite having preexisting conditions 2.How do we declare the preexisting conditions ? Is there a column prescribed in the application form. 3 What is the amount of coverage for preexisting conditions? 4. Do you have any suggestions to offer. Shall appreciate an nearly reply from you. Thanks in advance
Q:Insurance coverage premiums for different states? Can I issue policy e.g. with state NJercy and if insured stays at say Washington. And if there is claim while insured is in Washington - will claim still payable ?? . I observe premium in Washington is almost 40% more than NJercy. Pl revert back ASAP.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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