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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Are there "any reason trip cancellation" plans for non US residents ?

A:
Unfortunately, the Cancel for Any Reason Benefit is only available to US Residents.
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Q:Hi, I am holding O1 visa here in the USA, what kind of insurance I can purchase which covers Covid-19 treatment?

A:
We have many insurance plans which provides coverage for Coronavirus as any other sickness as long as you get infected after the effective date of the policy. Insurance will not pay for any pre-existing conditions or preventive care. You can purchase safe travels USA Comprehensive insurance
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Q:Patriot Platinum America Does it include Copvid-19 coverage? Urgent. Thanks.

A:
COVID-19 coverage is included in Patriot Platinum America and is treated as any other new illnesses. Keep in mind the plans available on the market are designed to cover the new injuries and illnesses that manifest in the body after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:Hi, I am trying to find a policy that covers all of my university's requirements. I asked and an insurance specialist said that plans are based in the US. Would you have any plan for Boston University that checks the following requirements? A United States-based company No lifetime dollar limit on coverage. Preventive care coverage without coinsurance. Primary care coverage. Emergency room coverage. Coverage for surgery (in hospital and outpatient). Coverage for hospital stays. Coverage for outpatient medical visits (e.g., specialist visit). Coverage for outpatient behavioral health visits (e.g., counseling or psychiatry visits), including those for substance abuse. Coverage for behavioral health hospitalization. Coverage for prescription drugs.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there will not be a plan that we can offer to you to meet these requirements. In order to be compliant you will need to purchase from your university. If you need any additional assistance please contact our office.
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Q:do you have any plans from a company underwritten in the US?

A:
All of the plans we offer are based in the United States. Let us know if you have additional questions.
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Q:I am in the military. I am planning on reserving a house in Florida over Christmas. If Something Happens and my commander does not approve my leave due to Covid 19 (currently I can travel, but from April-June), there was a DOD travel ban) would I receive the 100% full refund of my trip (cost to rent the house)

A:
If you get sick with COVID-19 or any other sickness and if you physician orders you not to travel, you can be covered for trip cancellation in travel insurance. However, if you want cancellations due to work reasons, you need to look for a specific plan such as Travel Select
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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