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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm looking for insurance plan for citizen of Poland that visits USA in business purpouse. She has ESTA and is about 20th week pregnant. Do you have insurance plans that can cover costs of child birth and pregnacy healthcare in USA?

A:
We have numerous plans that will allow coverage for a Visitor to the USA, however there would not be a plan that would allow for coverage for maternity or pregnancy. You will have to pay out of pocket for such expenses. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289
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Q:The airlines changed our flight numerous times, and said we did not have to accept the changes, covid was occurring, and we had insurance on our travel but they say the tickets are not worth anything or covered.

A:
Thank you for contacting Insubuy for assistance. Unfortunately, we would be only able to advise regarding policies that are purchased through our website. Should you need assistance in the future please let us know. You may also call our office at +1 (866) 467-8589.
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Q:I am a Indian male, 74 years old, resident in state of Qatar. Kindly, provide the details of the insurance required to renew my Residence Permit, the premium, features, etc. at the earliest.Thanks & Regards,

A:
Thank you for contacting Insubuy for your insurance needs. Please be advised that we would be unable to offer medical coverage for inside your home country. Should you have additional questions or need further assistance, you may also call our office at +! (866) 467-8289.
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Q:I am an international student from abroad, and I am currently a one-year training at a university-affiliated educational institute in Kentucky, USA, and I am staying on a J1 visa. When all classes at school are finished in May, I plan to stay in the United States for one more month and return to my home country after a family trip.I'm going on a 6,000-mile road trip by car with my wife and two underage children. (We do not use air-planes and rental cars, and there are no adventure activities.)What my family really needs is medical expense coverage for injuries and diseases, and I want to purchase reasonable insurance that is faithful to basic coverage.Currently, the companies and products I am interested in are Seven coners' RoundTrip Basic and CF travel insured international's Worldwide Trip Protector.Please provide to me your well-organized information and advice. Thank you.

A:
If all four of you are on the J Visa type, we have numerous products available to quote and purchase in the J1/J2 Visa Visiting Scholar Insurance section of our website. Once you enter the applicable details, you will be able to view the plans, their benefits and pricing. Should you need assistance or have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:Hi, is the insurance refundable if the trip was cancelled?

A:
Thank you for contacting Insubuy for your insurance needs. The cancellation rules for all the available plans will be listed underneath them. Typically, plans can be fully refundable if cancelled prior to the effective date. However, rules are specific to a plan. You may call our office at +1 (866) 467-8289 to discuss with our agents and get a more accurate answer to the plan you are wanting to purchase.
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Q:Can I just buy COVID-19 treatment coverage only? I'm traveling to the Philippines. I am 66 yrs old, departs April 8, return July 7. I'm from California

A:
There are not plans that will only include the medical coverage for COVID-19. However, there are options that will include the coverage for COVID-19, the same as any other illness or injury that were contracted after the effective date of a plan. You may view and quote the applicable plans in the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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