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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My father is having swelling in the mouth because of tooth infection. Will this insurance cover the claim?

A:
If you have an active policy you can contact the benefit department whose number is on the back of your ID card in order to verify what your plan covers. we also provide dental discount plans that can also assist you with any dental related cost you may have Careington Dental/Vision: /individual-family-dental-plans/
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Q:After green card got first entry but going back to home country after one month .Should I get ur policy or I should continue my country travel policy .On next time can I purchase ur policy from my country India .Approxmately how much cost for me and my spouse .DATE OF BIRTH ME-26/01/1946. My SPOUSE 5/04/1952

A:
If you are visiting the U.S. on a green card you can find plans here: /green-card-holders-visiting-usa-insurance/ These are the plans that will cover a green card holder visting the U.S. for a short amount of time and you can run quotes through the above link. However, if you are residing here, none of these plans will provide benefits to you as you would need to enroll into a domestic insurance plan. Eligibility for domestic insurance makes you ineligible for our plans. Please let us know if you have any additional questions.
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Q:Is USA travel insurance is mandatory for visitors ?

A:
Entry requirements to any country would need to be verified with the consulate or on the country's government website. Once you have any requirement information, we can then assist with an appropriate plan to meet them. Please let us know if you have additional questions.
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Q:My mother is 87 years old with preexisting conditions. Im interested in a robust health insurance for 6 months. She would be entering the country with a tourist visa. May I please have information regarding monthly premiums. Thank you.

A:
We have one plan if the proposed insureds are elgible for the plan based on the eligbility requirements, that can provide some pre-existing condition benefits if they are fit to travel and not coming to the U.S. specifically for medical treatment. For someone who is 87 years old it can provide up to $50,000 of coverage for new illnesses and new injuries contracted after the effective date of the policy and a $20,000 benefit for pre-existing conditions with an individual $1500 deductible. It also has a 90 day minimum purchase and is not extendable so you would need to purchase it for the full 6 month duration when purchasing. /visitors-protect-insurance/ Please let us know if you have additional questions.
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Q:Looking for travel health insurance for 80 year old male, US green card holder....traveling to India for 6 months.

A:
You can find plans for traveling outside of the U.S.through this link: /travel-health-insurance/ Please let us know if you have additional questions.
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Q:Adult Daughter living and working in Australia wants to retur to USA for medical treatment and family care during recovery - is there a medical insurance plan I can purchase that offers her medical insurance coverage while she is in USA for treatment?

A:
We do not offer plans that can cover for treatment already needed. Please let us know if you have additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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