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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Medical Insurance whilst not in Us My friend is working in UK at present . She is not pregnant They are planning to have a baby now. But she would be travelling to US in the near future because she has a valid visa to work in US. Is there any insurance which she can pay while in UK itself so that it would cover her maternity expenses in the future Thank you very much Devi
Q:how much coverage to buy Hello! My In-laws (Ages 72 and 65) are visiting from India for 6 months (Aug 08- Jan 09). They are in good health with no preexisting conditions. How much Coverage (25K, 50K etc) is reasonable.
Q:Insurance Renewal and changing plan details Hello, I'm planning on buying one of Patriot America/Protection America for my parents. I have a question on insurance renewal. Lets say I buy an insurance plan for a max coverage of 50K and a deductible of 250 for 3 months. At the end of 3 months when it is time to renew my insurance can I change the max coverage to 100K and deductible to say 1000 or something. Thanks
Q:Which Insurance to buy I need your expert opinion while purchasing medical Insurance for my Mom and Dad. The details are summarized below Dad DOB24 April 1938 (exact 70 Yrs) Health Condition 1. Suffering from Cervical Spondylolysis. Current State stable 2 years, with medication. 2. Known case of Hyper tension. Current State Totally under control with medication no fluctuations since last 3 years. 3. Enlarged heart chamber (LVH). Current State Totally under control with medication, No attack ever. Mom DOB11 Aug 1946 (62 Yrs) Health Condition 1. Suffering from Diabetes. Current State Absolutely under control with medication. Given that I am not sure whether 1. Heart is a precondition for my dad since no attack or any thing. 2. Hyper Tension will be considered as preexisting condition Presumably because one of your FAQ says that if medicines and its dosage it unchanged since long time then it wont be considered as preexisting. In both the cases above the medicines are not being changed for 2 years (ever since when they first started) The most important part is In case of all of the above is preexisting, then is there a need to buy a high premium Insurance because most of the things (especially for Dad) won't be covered as other expenses will be a less expensive and hence fixed cost Insurance might be good enough. More over my wife is a Doctor (Not practicing in US) who can take care in usual illness and practically speaking even if I have to take them to hospital in extreme case (nonpreexisting condition) the cost wont be more that 50,000 $ What do you think I know nothing is certain in this world but I am just looking at the probability and hence wanted to make a good choice and hence need your opinion. Can you suggest the best thing for me... Best Regards SG
Q:Insurance for senior immigrant What are the options for health insurance for a senior citizen (70+) who received permanent residency 2 years ago (she will be eligible for Medicare in 3 years)? Thanks.
Q:Annual travel insurance Hi, I was just wondering if your company provides annual travel insurance. A one time payment that covers the whole year?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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