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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Acute onset of pre-existing conditions coverage in Atlas America Hello, I would like to purchase the Atlas America Insurance plan for my mother who is 68 years old. I decided to choose this plan as it offers coverage for pre-existing illness. However, I do find this note in another website - "Please keep in mind that in order for the Acute Onset of a pre-Existing Condition provision to take effect, the insured client must not have had any treatment for that pre-existing condition during the 2 years preceding the policy's effective date, which is also known as the look-back period. If treatment has been had within the 2 years preceding the policy's effective date, then there is no coverage for the Acute Onset of the Pre-Existing Condition" Is this true? My mother has diabetes and she did get treated during the last 2 years. Does this mean she would not be covered under the policy, in case of an emergency? Thank you.
Q:Maternity coverage in Inbound USA Dear Sir/Madam: Good afternoon! Currently, I'm the customer of your plan"Inbound USA".The plan will due on July. So I plan to buy insurance after that. Now I'm J2, after July I will be F2. My question is: If I want to buy insurance which covers pregnancy,how much could it be? Plus, is there any restriction on pregnancy insurance like "The insurance can cover the pregnancy fee if become pregnant 6 months after buying the insurance". Thanks! Best Regards
Q:Patriot America Insurance - Rider Hello, I had a question about the Patriot America insurance. I have purchased this insurance online in the past, and was always able to select the optional return rider when I signed up for it. However, when I attempted to sign up for the insurance using the website tonight, the only optional rider listed was the adventure sports rider. The Citizenship Return Rider was not listed. Has that rider been discontinued? Regards,
Q:Help needed on determining what visitors insurance to purchase Inlaws visiting US for 3 months starting June 6th. Ages 67 and 74. So far leaning towards Liaision International Option 1 with 1000 deductible. (50k max) plan would pay 80% upto first 5000 after ded met then 100% upto 50,000 What is your experience with this plan... You seem to be very helpful to everyone on the blogs.... that is why I decided to come to you for advice. Regards,
Q:Pre-existing conditions in visitors insurance person had heart problem 5 yrs. back & is on medicines since then.will this be cosidered as prex. condition. if yes is ther any possibility of covering withextra premium? age is 70+
Q:Mailing address question Hello, I want to purchase Plan A-$50,000Maximum couse I'll be visiting U.S this Sep. I just completed the apply form online,and I have a question, should I leave the contact information as current address instead of U.S correspondence address, because I have not arrived yet. And the quote of Plan A is $350.4, my visa card was issued by China, can I directly use it to pay the bill? Thanks!
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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