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Q:Medical coverage for parents Hi Team, Please help me find right medical coverage for my parents who will be visiting me for few months . Based on the below details please recommend me good plan.My dad is 70 years old and have some preexisting conditions and my mom is 63 with no preexisting condition. I live in california so if any plan has state limitation please let us know Travel details - ( 03/01/2016) - (07/16/2016) Father Age- 70 years Looking for - comprehensive coverage policy with higher policy maximum. Preexising Condiion- Had Blood clot few years back , had Angioplasty and Angiography. Currently on blood thinners and medication on Cholesterol. Border line Diabetes. Mother Age- 63 years Preexising Condiion- None

A:
Hello, Thank you for contacting Insubuy for your insurance needs. There are plans that would be available for your parents during their visit here into the United States. The plans available will cover any new accident or new illness that occurs after the effective date of the policy. However, plans below provides coverage for acute onset of pre-existing conditions. More information at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please use the link listed below to the recommended plans that would be available. For your father I would recommend a plan called Safe Travels USA comprehensive Insurance plan and for your mother I would recommend a plan called Patriot America Plus. Updated: 08/15 Safe Travels USA Comprehensive Insurance brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ Patriot America Plus brochure & instant purchase link /patriot-america-plus-insurance/ If you have any questions please feel free to contact our office. Hello, Can you recommend me plan for Atlas which cover $100000 for my father. Atlas America plan will provide $100k. but it will not cover acute onset of pre-ex for age 70 yrs and above. Atlas America brochure & instant purchase link: /atlasamerica-insurance/
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Q:Insurance policy of IMG - Requirements Hello, I'll making a application for an IMG insurance policy and have a question about it Does AD&D mean repatriation of remain in the event of death? Or Does common carrier accidental death mean it? If AD&D means it, how to upgrade option to $50,000 from $25,000(basic option) My requirements are as follows 1. Maximum coverage : at least $400,000 per year 2. Deductible : not to exceed $1,000 3. Medical evacuation in the event the insured must be returned to S.Korea due to a medical condition : $250,000 4. Repatriation of remains in the event of death : $50,000 I want to know attached file meets my requirements. thank you

A:
Thank you for contacting Insubuy for your insurance needs . The plans automatically have the repatriation benefit included within the policy without having to add it in addition. So without adding and additional benefits the plan as it is will already meet these requirements. Please find more information at, /patriot-exchange-program-insurance/
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Q:Health coverage for US citizen visiting USA I am a U.S. citizen but retired and live in India. I am willing to visit U.S. shortly and want my health insurance coverage during visiting U.S. So please send / inform visitors health insurance plans and their rates. Thanks.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. As a U.S. citizen there are a limited amount of policies that you are able to purchase. Please review the plans listed below for coverage. If you need any further assistance please feel free to contact our office. Liaison Continent A brochure & instant purchase link: /safe-travels-usa-comprehensive-insurance/ Liaison Majestic brochure & instant purchase link: /atlasamerica-insurance/ Can I buy "Inbound USA insurance " which can cover me during US visit Unfortunately, U.S. citizens visiting the U.S. are not eligible for the Inbound USA plan. We would recommend purchasing either the Liaison Continent or Majestic insurance plans. If you have any additional questions please let us know.
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Q:Payment by debit card I would like to make payment by debit card, but there is only the credit card option on your site.

A:
You can use a Visa or MasterCard debit card. As long as your debit card has one of the logos it will work just like a credit card.
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Q:Health insurance for mother Hi, I would like to purchase a health insurance policy for my mother travelling from india to USA in Feb 2016. She will be staying here for a period of 6 months. I need policy that provides good coverage, pays directly to the hospital and is refundable if not used during the stay. Thanks

A:
Thank you for contacting Insubuy. We are a broker and offer all of the major plans on the market. In order to recommend a plan we will need more information. Can you please state the travel dates, age, and state your mother would primarily visit? Please use the link below to review the plan options available in the Visitors to USA section of our website. Majority of these plans are refundable, but you would only receive a pro-rated refund for the unused portion of travel minus a cancellation fee as long as no claims have been filed since the effective date of coverage. Vistors Medical Insurance: /visitor-insurance/
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Q:Medical Insurance for Pilots Dear Sirs I need medical insurance for pilots with worldwide coverage and repatriation. The basic details of the two crew are as follows:- As per your request Aircraft 1 - (THEY HAVE THEIR OWN COVERAGE NOW) KS (Pilot) Canadian 49 MH (Pilots) Canadian 29 LM (Pilot) Brazilian 41 Aircraft 2 - Global XRS - (THESE WOULD REQUIRE IMMEDIATE COVERAGE) EK (Pilot) Russian 50 RK (Pilot) Canadian 54 SV (Flight Attendant) Portuguese 38

A:
Thank you for contacting Insubuy for your insurance needs. There is a plan called a Patriot America Plus that they are eligible to purchase. This plan will cover them anywhere outside of their home country or country of citizenship. This plan will not cover while they are in flight, if they are working they will have no coverage under this plan. The Patriot America Plus Plan will include medical evacuation and repatriation within the plan as well. Please use the link listed below for more information about this plan. If you have any questions or if you would like assistance from a licensed agent please feel free to contact our office. Patriot America Plus brochure & insurant purchase link: /patriot-america-plus-insurance/ Thanks for the email but I need this coverage for pilots while they are working. Do you have anything? Unfortunately, there are no plans available which will cover the pilots while working. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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