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There is not a plan that will cover anything related to a congenital or chronic illness. So there would not be a plan that would cover her pre-existing condition. The plan would be to cover the new accidents or new illness that occur after the effective date of the policy. This insurance will pay secondary to any other plan that is payable. An acute onset of a pre-existing condition is a life threatening emergency that happens related to a pre-existing. For your reference please see the legal definition listed below. ** Acute Onset of a Pre-existing Condition - a sudden and unexpected outbreak or recurrence of a pre-existing condition(s) which occurs spontaneously and without advance warning either in the form of a physician's recommendations or symptoms, is short of duration, is rapidly progressive and requires urgent care. The acute onset of a pre-existing condition (s) must occur after the effective date of the policy, Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A pre-existing condition that is a chronic or congenital condition or that gradually become worse over time will not be considered an acute onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs treatment existent or necessary prior to the effective date of coverage. ** You can also view a very informative FAQ Acute Onset of a Pre-existing Condition that may assist with answering any additional question about this coverage. The plan pays secondary to any other insurance that would pay while she is visiting in the United States. This is regardless of the fact that it is purchased from outside of the U.S. It is not recommended that she purchase 2 policies for coverage. I would recommend purchasing a higher policy maximum on a U.S. based visitor insurance plan. If you have any additional questions please feel free to contact our office .

Thank you for your interest in purchasing insurance through us. Since he is a US citizen, if he is eligible for a long term domestic plan then that plan will cover any treatments he is wanting while in the US. If he is not eligible for a yearlong domestic plan then he can purchase a short term domestic, depending on his age, or a visitors plan. The short term plans will not cover any pre-existing conditions or preventative care or routine treatment. The plans for visitors to the US will cover any new illness or injury that occurs after the effective date of the plan. If you need additional assistance please feel free to contact our office.

Thank you for your interest in purchasing insurance through us. Looking at your requirements I would suggest to purchase Annual multi trip insurance so you don't need to purchase insurance every time when you are travelling as long as your trip don't exceed 45 days. Otherwise you can purchase single trip insurance here. You can purchase Atlas multi trip plan or any other plans from our multi trip insurance section. Please feel free to contact us if you have any further questions.

These are simple medical policies and will include very minimal travel benefits coverage but no coverage for the damage or loss of any personal items. The main focus for these plans are for medical coverage.

The Safe travel Cost saver plan you can purchase for USC whose home country is outside USA ,visiting USA for less than 90days and returning back to their home country. You are eligible to purchase Liaison Continent plans. Safe travel cost saver brochure, instant purchase link, /safe-travels-usa-cost-saver-insurance/ You can also purchase Liaison Continent plan. /safe-travels-usa-comprehensive-insurance/ Please feel free to contact us if you have any further questions.

Thank you for your interest in purchasing insurance through us. Answer for your questions below: 1. Yes. You can purchase Atlas America plan for them before their arrival in WA state. If they are coming on 04/10. Start coverage from apr 9th and purchase insurance for 3m then renew for rest of the duration. 2. Yes. You can renew the policy no matter which state they are in. You have to renew the policy before it expires. Coverage expires by 12:01 AM EST. 3. Refund policy is that there will be $25 cancellation fees and rest pro-rated premium you will get refund as long as there is no claim has been filed since the original effective date. 4. a. Insurance will not pay for any routine maintenance for the pre-existing conditions. Covers only acute onset of pre-ex. More information on acute onset of pre-ex, /atlas-america/acute-onset-pre-existing-conditions-coverage/ b. not be covered. 5. Atlas will provide you the most amount of coverage for acute onset of pre-ex for age 65+. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions feel free to contact us.