Ask Our Specialists

Do you want insurance only for your wife on F2, or also for you? Just for my wife now. I don't know if I can drop my school's insurance and buy new one with my wife together. Thanks~ If you want just for your F2 wife, the plans are the same as the visitors insurance. You can find them at / They will not cover any expenses for maternity. If you want to buy for you (F1) and F2, you can buy student plans. They will cover maternity if conception ocurrs after the effective date. /international-student-medical-insurance/

Seven Corners offers many different insurance plans, listed at /companies/ You decided to purchase a limited coverage is which is very low cost. Everything is clearly described in the brochure and policy wording, all of which were available to you before purchase and after the purchase. Therefore, what you bought is what you will get covered according to. You can't buy the cheapest plan and hope to cover it the most. I don't know who you purchased the insurance from. However, we as a broker, work for you and try our best to educate our customers and advise them to buy the comprehensive coverage plan. If one plan costs $60/month and another $200/month, both could not be providing the same coverage. Otherwise, the $200/month would not exist because there would be no reason for anyone to buy them. If they paid according to the schedule of benefits that they were supposed to, you can't complain about it. There is no reason for them to pay more. I recommend that you buy the comprehensive coverage in future. Do not make false accusations. From what you wrote, it seems that they have honored their insurance agreement. Dear Mr. Babco, Your claim that Seven Corners does not honor our insurance agreements is untrue. As I have tried to explain in all of my responses, unfortunately travel and visitor’s insurance cannot possibly cover everything. If we covered everything, consumers would not be able to afford the coverage. What we try to do, is provide you with options: Option A URC (Usual, Reasonable, and Customary)-More comprehensive coverage for new accidents, and new illnesses. Comprehensive covers more, so it is more expensive to purchase. Option B Scheduled Benefits-These plans will only pay out to the amounts posted in the policy. They cost less, because they provide limited coverage. Some consumers want to pay less premium, and are willing to take the risk of paying more out of their pocket, in the event of an eligible claim. Other consumers wish to pay more premium, so in the event of an eligible claim, they will have a smaller financial responsibility. We post all of our wording and policy languages upfront prior to purchase. If you research other travel and visitor’s insurance plans, you will see that we are all offering the same types of options. Seven Corners is one of the few companies that publishes all of their documentation, at all times. Seven Corners allows you to chose what you feel is best for you. If you do not understand the wording, we encourage you to please call your agent. Best Regards, Suzanne Munson Customer Service Manager at Seven Corners

You don't need a primary insurance to buy insurance that is considered secondary. It just means that the insurance you are buying would be considered secondary to any other applicable insurance that you might have. Please look at / for various plans we offer. Please let me know if you have any other questions.

All the plans are still available, including comprehensive coverage plans and Patriot America. If you see only one plan, most likely you chose the policy maximum, $25,000 or $75,000. If you choose $50,000 or $100,000 or something like that, you will see many more plans. If you have any other questions, please feel free to contact us at any time. My parent are visiting USA for 3-4 months. My father is 72yrs and mother is 65yrs.I am really confused seeing too many options of the insurances. I just want a comprehensive coverage with pre existing cover.Don't want to take any risk. I like the Atlas America plan but not sure that it is perfect to buy. Need your advice.Please reply at earliest. Thank you for your interest in purchasing visitors insurance for your parents. Atlas America is an excellent visitors insurance plan and currently the most popular one. Please note that no visitors insurance plan from any company covers pre-existing conditions for visitors to the U.S. Atlas America covers up to $15,000 in acute onset of pre-existing conditions for the persons below the age of 70 years and that is the best option available so far. You can confidently purchase it online at /atlasamerica-insurance/ I hope that answers your questions. If you have any further questions, please feel free to contact us at any time or post them here. Thanks for your advice. one more question. My father is 72yrs. So Atlas America won't cover his pre existing problems. Is there any other option for comprehensive insurance for him. If there is a cheaper comprehensive insurance than Atlas America then why should i go for this??Just need a good understanding. Hope u understand my question.I also want you to suggest some other options so that i can compare . This is regarding my father's insurance. For my mom, I will definitely buy Atlas America. There is no comprehensive plan available currently in the market that would cover any form of pre-existing conditions (not even acute onset of pre-existing conditions) for the person age 70 years and above. Therefore, there is no other alternative. You can certainly go for the cheapest comprehensive plan available. We have all major plans available in the U.S. market and they are listed at https://www.insubuy.com Of course, each one of them is a little different from others. Price is not the only factor to look at. Several factors to look for is the deductible, renewability, refund policy, coinsurance, out of pocket maximum, network providers, any additional restrictions in benefits and so on. E.g., if some plan has 90% coinsurance, while other plan has 80% coinsurance, obviously, 90% coinsurance is better. If two plans have 80% coinsurance, but one plan says 80%/20% coinsurance for first $5,000 and the other one says 80%/20% coinsurance for first $10,000, obviously the earlier one is better because coinsurance max out of pocket would be $1,000 vs $2,000 in the later. Therefore, I suggest that you visit https://www.insubuy.com and enter your criteria. You will see all different plans and compare them side by side. You will see major differences side by side. Of course, one benefit may be more important to you than others. That way, you can make the most informed decision. I hope that answers your questions. If you have any further questions, please feel free to contact us at any time or post them here.

If you buy Atlas America and you go to an emergency room, 1. If you have an accident, the eligible charges will be covered normally, just like any other charge. 2. If you have a sickness, and if you are admitted into the hospital, the eligible charges will be covered normally, just like any other charge. 3. However, if you have a sickness and if you are not admitted into the hospital, the eligible treatment charge would be covered but the room charge would not be. This is to avoid the abuse of the emergency room when there is no real emergency. You can read more about it at /what-is-visitors-insurance/ You can purchase Atlas America insurance online at /atlas-america-insurance/ If you have any other questions, please feel free to contact us at any time.

I am assuming that you permanently live in India (that is, at least for the last 6 months) and you are planning to go back to live in India after your short trip to the U.S. In that case, you can buy either Liaison Continent or Liaisom Majestic Insurance. /safe-travels-usa-comprehensive-insurance/ /atlasamerica-insurance/ Please let me know if you have any other questions. Thank you for the prompt reply. I live permanently in India, but I recently made a trip for 4 weeks to the US and have returned back to India.. I travel for short term business purpose trips. I will be returning back to India on Dec 23rd from the US again. As long as the country of residence is not the U.S., it is fine. That is, if you spend less than 6 months in the U.S. in a year, that is fine. I am kind of concerned with that 6 months factor as I travel regularly for days/weeks visit to US. Considering that what would be a safe bet for me to proceed with in terms of getting coverage? Thanks, You will have to first define your country of residence. Is it India or the U.S.? If U.S., what state are you residence of and what is your zip code? India is my country of residence but I make frequent trips like almost every month for couple of weeks to meet clients. This time I plan to be in 15106 in PA for 3 weeks. Thanks. As long as your permanent country of residence is outside the U.S. and you spend more than 6 months outside the U.S., you can buy Liaison Continent or Liaison Majestic up to the maximum 180 days in a year. If you spend more time in the U.S. than outside the U.S., then your country of residence may be the U.S. and you will be considered U.S. resident. Therefore, the insurance plans would be different. They would be domestic insurance and not travel insurance. Oh ok.. So if I wanted to take insurance for 3 weeks, would I be able to get something that you can recommend? /safe-travels-usa-comprehensive-insurance/ or /atlasamerica-insurance/ sorry for not being clear. I was looking for recommendation consindering me as a resident of US to avoid any issues later on. Please call me.