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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:misson trip to Peru We have a group of people going to Peru in July from the 14th to the 23rd. We would like to get temp ins for them as we did in Feb for Africa. Please let us know how to do it. Thanks
Q:questions on IC Platinum I looked at your previous advice, seen the web site, and compared various products. I am thinking of getting the IC platinum plan. I just have a few questions to see if i understood the plan properly. To recap: 1) I am from and am a resident of Ireland. 35yrs old with no pre-existing illness. I am looking for a comprehensive plan that will also cover completely JUST AS WELL at home as it will worldwide including North America. I think the answer is yes but please confirm IC Platinum will do this. 2) I plan to take a year (or more) off and have various trips I want to do. In a period of 12 months I would guess that I estimate 7 months in Canada/America. Is this still ok or do i have to leave USA after 6 months regarding coverage in a 12 month period? 2b) If this is true does this include Canada or is this 6 month max only for the USA? 3) Do I really need comprehensive or would a fixed plan be better since I would only figure to be covered for severe accidents or severe illnesses that is unlikely to occur. 4) In Ireland do you have a PPO network or preferred list of hospitals/doctors you use? thank you Don
Q:Rock climbing insurance I am looking to purchase travel insurance for the end of September into February/March. My intent is to travel first to Australia and New Zealand, then over to South East Asia for the remainder of the trip. First off, what policy would best cover a multi-destination, single trip excursion like that? And secondly, I noticed that one of the exclusions (#53) listed was any injury as the result of mountaineering. However, there is no definition as to what mountaineering actually entails. So what is that definition? Is it an activity like climbing a mountain like Everest? Or does mountaineering also include rock climbing? Please let me know as soon as possible. I would like to go to multiple countries and participate in self-guided rock climbing (with ropes). This is in reference to TravelGap Voyager.
Q:Patriot America questions Just a couple of more questions regarding Patriot America. What information gets printed on the ID card? And would it be advisable for my dad to carry that printed card before he boards the flight in India?
Q:questions about patriot plan and protection america plan Hello I am a 25 y.o lebanese going to do a 1 year reserach training in boston. I am interested in buying an insurance plan for my stay. I have some questions about patriot plan and protection america: 1. is the policy maximum in these plan per illness/incident or per period of coverage? 2. is the deductible per illness/ incident or per period of coverage? Please reply as soon as possible to be able to buy a plan before my trip to the usa next week. Thank you
Q:Patriot America questions I am looking to buy medical insurance for my dad who will be visiting me in May. Patriot America seems to be very comprehensive plan and seems like a good fit for us. I just wanted to confirm that if we have to visit a doctor, we will have to pay only the deductible and the 10%. Do you guys also help with submitting the claims and following up?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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