There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:If I buy insurance and test positive for coronovirus while overseas will the insurance cover the cost of my extended stay for the required quarantine? I am fully vaccinated but concerned about false positive tests.

A:
This is dependent on they insurance you plan on purchasing. There are a few plans that could offer such coverage which can be found in the COVID-19 Quarantine Coverage section of our website. Keep in mind that it will be determined at the time of the claim if the new illness were to meet the necessary requirements in the policy certificate wording. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-medical-insurance/covid-19-quarantine-coverage-in-case-of-positive-test-result-for-coronavirus-97763/

Q:Are any kind of illnesses covered?

A:
The plans will cover the new illnesses and injuries that are contracted in the body after the effective date of the policy. It is determined at the time of service based on the attending physician notes and lab results as per the certificate wording of the policy if the new illness or injury is an eligible expense. Should you have additional questions please let us know, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/what-is-covered-in-visitor-insurance-for-travelers-35948/

Q:Hi, I'm non US citizen and my parents wants to come US to meet me on Visitors Visa. However, my father has kidney disease and needs to do 2 times a week dialysis. So, is there any insurance helps to cover the cost? Also, can I use my HSA account for my father expenses?

A:
Unfortunately, there will not be a visitor insurance available on the market that will allow for the coverage for the routine dialysis. Should you have additional questions you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-health-insurance/routine-coverage-for-kidney-disease-in-visitor-insurance-51217/

Q:is visitors insurance a combination of health and travel insurance already?my father will be travelling to USA from Philippines with tourist visa and he is required to havetravel insurance and health insurance

A:
Visitor Insurance plans are primarily medical and a majority of them will have some travel insurance benefits. Should you have specific requirements you are needing to meet we would recommend you call our office at +1 (866) 467-8289 for further assistance in deciding the appropriate coverage.
{{currentOrigin}}/answers/visitors-insurance-usa/specific-requirements-for-visitor-insurance-plans-83419/

Q:Does travel insurance cover trips to areas that the traveler's resident country recommends not travelling to?

A:
This is dependent on the plan you are selecting. Typically it does not matter what your home country is advising on as the plans with either rely on the CDC warning or the State Department's warning. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-medical-insurance/travel-advisories-in-travel-medical-insurance-58163/

Q:how long after I purcchase on line do I receive coverage certificate to present to Costa Rica ?

A:
Thank you for contacting Insubuy. Immediately after purchase you will have access to download your policy documentation which shows proof of coverage for COVID-19. The document you will need to download is the visa letter. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-insurance/when-do-i-receive-proof-of-coverage-after-purchasing-insurance-for-costa-rica-21175/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More