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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:question about coverage for heart condition- pre exsiting condition
Q:MY TRIP WAS CANCELLED BECAUSE OF PASSPORT ISSUES. CAN I GET A REFUND ON THE INSURANCE I PURCHASED?
Q:I am going through the conditions for coverage of pre-existing conditions. The wording on this website seems to be different from the wording in the contract of the Patriot America policy. 1. On this site (https://www.insubuy.com/visitor-medical-insurance-pre-existing-conditions/) : Quote "For IMG products, pre-existing conditions in last 3 years are NOT covered". 2. In the contract (https://www.insubuy.com/patriot-america-plus/visitors-health-insurance.pdf) - "the Pre-Existing condition must have been stabilized for at least 30 days before the Effective Date"If the Applicant had a condition that first manifested 1 year ago, will an acute onset of the condition be covered under this policy?
Q:Hi Staff,We are in US. My mother will come to visit us on coming June for 6 months. She 79 now and is turning 80 on Aug.I notice some of your travel policy has an age cap of 80. Can she buy the policy with age cap of 80? And is there any issue when she turns to 80 on Aug? Daniel
Q:I am looking at purchasing Patriot International which is underwritten by Sirius Specialty Insurance Corporation. This is a policy maximum of 50,000. I am looking at purchasing a 6 month policy starting in August of this year. If I cancel this insurance on July 1st of this year (and before departing) do I get the full refund of the 758.25 that was quoted?Second question: do I pay the medical expenses first and file for reimbursement if I have a claim?Third question: do I need to contact the insurance company before I get medical treatment (if I am unlucky enough to have to file a claim)?
Q:I am planning to travel to Indonesia for one month, need Covid travel insurance
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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