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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an International student living in the USA, on F1- OPT Visa. I need to buy a health Insurance for 5 months. Kindly suggest me the available insurance plans /quotes with ACA compliance for F1- OPT visa candidates. I look forward to speaking with you regarding the same.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that we can offer you that is PPACA compliant. It is recommended that you purchase insurance from your sponsoring organization. If you need any additional clarification please contact our office.
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Q:I am a student that is looking to get health insurance for the medical evacuation and repatriation of remains aspects of the J-1 visa requirements. I discovered however I am ineligible to obtain Atlas MedEvac insurance as I currently reside in Canada. Do you offer health insurance plans with similar coverage for medical evacuation and repatriation of remains that I am allowed to purchase?

A:
There is another Medical Evacuation and Repatriation plan available but this plan will have to be purchase prior to your departure for your covered trip. Please use the link listed below for more information about this plan. Medical Evacuation and Repatriation Insurance If you need any additional assistance please contact our office.
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Q:I plan to buy insurance to Thailand through your company. I am Ukrainian, and I plan to buy insurance online, currently reside in China and have a Chinese credit card and pay pal account. I can see where buy, but I can't see these payment methods, so how I can buy it? And is it matter if I am non-citizen of the USA? Are Conditions equal?

A:
You are able to purchase coverage for travels outside of the United States using any credit card that allow for U.S. transactions and has a MasterCard, Visa, Discover or American Express logo on the card. There is unfortunately not an option to use pay pal as a source of payment.
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Q:Hi, I'm on an E3 visa from Australia looking for some medical insurance. Can you help? I have a social security card and have been in the US since August. I am looking for 12 month coverage.

A:
Unfortunately, there is not a plan that we can offer you for coverage. It is recommended that you contact the department of state for insurance options.
{{currentOrigin}}/answers/international-travel-medical-insurance/medical-insurance-for-e3-visa-with-social-security-number-75156/

Q:I'm on an E3 visa from Australia looking for some medical insurance. I've been in the US since August, and I'd like coverage for 12 months. I do have a social security number. Can you help?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that we can offer you for coverage. It is recommended that you contact the department of state for insurance options.
{{currentOrigin}}/answers/other-insurance/medical-insurance-on-e3-visa-living-in-usa-18023/

Q:My wife and I are travelling to Schengen Territory in Europe and UK. I am a US citizen and my wife is in US green card. Do we both require travel medical insurance or just my wife who is in Green Card? We are going to Rome Italy first. So applying for Italy visa and their requirement is 30K euro coverage.

A:
It is not a requirement for a U.S. passport holder to have insurance for a trip to the Schengen territories that is less than 90 days . Although, we do recommend purchasing the coverage as our domestic insurance plan often do not cover us abroad. If they do it is more than likely on a reimbursement basis. There is a plan called Atlas International that will cover both you and your wife for the duration needed and meet the Schengen visa requirements. Although you can both purchase the same plan it is recommended that you purchase separate policies as you have different countries of citizenship. You can also find additional eligible plans using the link listed below: Schengen Visa Insurance If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/schengen-travel-insurance/schengen-visa-insurance-for-green-card-holders-50261/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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