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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a us citizen living in England I plan to visit my son in New York in September for 2 weeksI am 82 in December 2017 I had Myocardial infarction (to lad/d1 x2stents .to rcax2 drug eluting stentsSeptember 2019 reading from my medical notes (To lad with drug eluting stentsI do have a Medicare card Part A

A:
If you are United States citizen residing outside the United States, you may purchase the Patriot America Plus plan while you are visiting. However there will not be a plan available to you that will include the coverage for things related to pre-existing conditions. The plans are designed to include the coverage for new illnesses and injuries contracted in the body after the effective date of the policy. They will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289
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Q:I am looking for Visitor's Insurance for my mother (75 years old with pre-existing condition). I am not sure about the time period. So just wanted to understand if I buy insurance for 6 months and cancel after 3 months is there a refund for unused period? Also, if I buy for 3 months and need to extend for 1-2 months then how does that work? Can you please suggest couple of options for visitor's insurance for my mother?

A:
The cancellation rules for the insurance plans are listed in a hyperlink below the plan. You may have to click "view more" to see this information, but it will be available under every policy. Should you have questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:does this insurance cover hotel and meal costs for myself and spouse if one of us test positive for covid 19 and have to extend our stay for up to 14 because were quarantined in Mexico

A:
For the plans that have COVID-19 Travel Insurance with Quarantine Coverage they do but only for the person who has to quarantine.
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Q:Need help with vaccination coverage .What vaccination is covered by insurance?Is the vaccination required by department of homeland security covered by this insurance?

A:
There is no vaccination coverage in any of the visitor insurance plans on the market. You will have to pay out of pocket for such expenses. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:where can i find a list of in-network providers (PPO) for visitor visa? especially in the Grand Blanc / Flint Area, MI

A:
If your plan has a PPO network, you may search it before or after purchase through the links provided on our website. Should you need assistance regarding this please call our office at +1 (866) 467-8289.
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Q:Hello, I am trying to find a less expensive or minimum policy for insurance to apply for a residence visa for Portugal. At this time I am fully insured in the US under a spouse insurance policy. I only intend to travel occasionally in the next few years to Portugal. In 3-5 years when I can actually reside and work in Portugal, I will then need a different option to change insurance. What is the least amount I can get to satisfy the need to have a policy during the application and trying to get the ability to live and work? How long must I can this policy?

A:
You may view and quote insurance plans in the Schengen Visa Insurance section of our website. There you will be able to enter the applicable details to view the available plans. Any plans that appear in the following page will satisfy the necessary requirements for the visa. Should you also need coverage for COVID-19, please be certain to select a plan that will offer the coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 67-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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