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Missionary health insurance provides long term major medical insurance for missionaries serving and residing outside the U.S. for a long period.
Missionary medical insurance may be comprised of various benefits, some of these standard benefits may include:
Missionary health insurance provides a high amount of medical coverage abroad, ranging from $1,000,000 to an unlimited policy maximum. In addition to essential medical, it may also cover maternity, wellness, abortion, contraceptives, dental, and vision, many of those benefits may be optional. As your domestic health insurance may not cover you while you are abroad or may provide a very limited coverage, such geographically wide area coverage is extremely helpful.
Most missionary health insurance plans have an excellent PPO network throughout the U.S. Additionally, many of them also have direct billing arrangements with various medical providers outside the U.S. The wider the network, better it would be for you to seek the treatment from such international providers without having to first make a payment and file for reimbursement later.
Learn MoreCareer missionaries often move from one country to another, as one assignment ends and another begins. A traditional domestic health insurance obtained from a particular country will only provide local coverage and will not be portable to another insurance company in another country. Luckily, missionary health insurance provides portable coverage allowing you to keep the same health insurance in your chosen coverage area, no matter where you are transferred.
If a missionary worker is in an area where adequate healthcare is not available, they can travel to another area or another country (within the chosen coverage area) specifically to receive the treatment. Such flexibility is of great use to many career missionaries.
Missionaries often work in remote areas of the world where the healthcare may be poor and adequate facilities may not be available. Therefore, while helpings others, you need to make sure that you will be properly protected in case of a serious sickness or injury. Emergency medical evacuation will transport you to the nearest place where adequate care can be given. Depending upon the location, this may cost tens of thousands of dollars, even $100,000 or more.
If you were to pass away while serving abroad as a missionary, you may not want to be buried there. Fortunately, return of mortal remains coverage can transport the remains back to your home country or optionally pay for the local cremation.
Learn MoreBeing able to serve as a missionary is priceless.
Don't get caught without missionary health insurance, get free quotes today!
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
If you are traveling abroad for a short duration, missionary travel insurance would be most appropriate. You can get instant quotes from various plans, compare them side by side, and make an instant purchase online. There is no underwriting necessary. Travel insurance for missionaries can be purchased from 5 days to 3 years.
If you are in a group of 5 or more missionaries traveling abroad for a short duration, you can purchase missionary group travel medical insurance. It provides the same coverage as the individual plan but is usually 10% cheaper. Group medical insurance makes the administration of the plan much easier with a single enrollment. Additionally, long term missionary group medical insurance is also available for career missionaries.
If you are temporarily traveling back to your home country for furlough or sabbatical before returning to your missionary work, it would be difficult to enroll into a regular domestic health insurance plan and it may not be the appropriate thing to do anyway. Therefore, you can purchase short term travel medical insurance specifically designed for such short visits. Please keep in mind that there may be a limitation on the allowed duration and it may not provide coverage if you are moving back to your country permanently.
In some parts of the world, the odds of being kidnapped or held for ransom are high, like South America, the Middle East, and Africa. If you are traveling to an area of the world where you have concerns of being kidnapped, you can additionally purchase kidnap and ransom insurance.
Our insurance guide makes it very easy to navigate the complexities of missionary health insurance.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More